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Aam Aadmi Bima Yojana (Maharashtra)
The "Aam Aadmi Bima Yojana" scheme is implemented by the Social Justice & Special Assistance Department, Government of Maharashtra. This Centrally Sponsored Scheme is aimed at providing insurance and scholarship benefits to landless labourers in rural areas, aged 18 to 59 years.
- Ministry / Department
- Social Justice and Special Assistance Department
- Level
- State
- Benefit type
- other
Last verified: 18 Jun 2026
Aam Aadmi Bima Yojana (Maharashtra) क्या है?
The "Aam Aadmi Bima Yojana" scheme is implemented by the Social Justice & Special Assistance Department, Government of Maharashtra. This Centrally Sponsored Scheme is aimed at providing insurance and scholarship benefits to landless labourers in rural areas, aged 18 to 59 years.
- लाभ
- • * * प्राकृतिक मृत्यु लाभः अंतिम तिथि से पहले प्राकृतिक मृत्यु के मामले में नामांकित व्यक्ति को ₹30,000 का भुगतान किया जाता है। * * आकस्मिक मृत्यु लाभः दुर्घटना के कारण मृत्यु के मामले में नामांकित व्यक्ति को ₹75,000 का भुगतान किया जाता है। * * स्थायी कुल अक्षमता (दुर्घटना): दुर्घटना के कारण स्थायी कुल अक्षमता के मामले में ₹75,000 का भुगतान किया जाता है। * * दो आंखों या दो अंगों का नुकसान (दुर्घटना): * * दुर्घटना में दो आंखों या दो अंगों के नुकसान के मामले में ₹75,000 का भुगतान किया जाता है। * * एक आंख या एक अंग का नुकसान (दुर्घटना): * * दुर्घटना में एक आंख या एक अंग के नुकसान के मामले में ₹37,500 का भुगतान किया जाता है। छात्रवृत्ति प्रति परिवार अधिकतम दो बच्चों के लिए उपलब्ध है।
- स्तर
- State — Maharashtra
- मंत्रालय / विभाग
- Social Justice and Special Assistance Department
- लाभ का प्रकार
- other
- मुख्य पात्रता
- The applicant should be a resident of Maharashtra.
- अंतिम सत्यापन
- 18 Jun 2026
योजना का विवरण
आम आदमी बीमा योजना को महाराष्ट्र सरकार के सामाजिक न्याय और विशेष सहायता विभाग द्वारा लागू किया जाता है। इस केंद्र प्रायोजित योजना का उद्देश्य ग्रामीण क्षेत्रों में 18 से 59 वर्ष की आयु के भूमिहीन मजदूरों को बीमा और छात्रवृत्ति लाभ प्रदान करना है। प्रत्येक सदस्य के लिए वार्षिक प्रीमियम ₹200/- है, जिसमें राज्य और केंद्र सरकारों द्वारा 50 प्रतिशत प्रीमियम पर सब्सिडी दी जाती है। यह योजना सभी श्रेणियों के लाभार्थियों को शामिल करती है और बीमा और शैक्षिक छात्रवृत्ति के माध्यम से वित्तीय सुरक्षा प्रदान करने पर केंद्रित है।
लाभ
* * प्राकृतिक मृत्यु लाभः अंतिम तिथि से पहले प्राकृतिक मृत्यु के मामले में नामांकित व्यक्ति को ₹30,000 का भुगतान किया जाता है। * * आकस्मिक मृत्यु लाभः दुर्घटना के कारण मृत्यु के मामले में नामांकित व्यक्ति को ₹75,000 का भुगतान किया जाता है। * * स्थायी कुल अक्षमता (दुर्घटना): दुर्घटना के कारण स्थायी कुल अक्षमता के मामले में ₹75,000 का भुगतान किया जाता है। * * दो आंखों या दो अंगों का नुकसान (दुर्घटना): * * दुर्घटना में दो आंखों या दो अंगों के नुकसान के मामले में ₹75,000 का भुगतान किया जाता है। * * एक आंख या एक अंग का नुकसान (दुर्घटना): * * दुर्घटना में एक आंख या एक अंग के नुकसान के मामले में ₹37,500 का भुगतान किया जाता है। छात्रवृत्ति प्रति परिवार अधिकतम दो बच्चों के लिए उपलब्ध है।
पात्रता
- आवेदक को महाराष्ट्र का निवासी होना चाहिए। 1. आवेदक की आयु 18 से 59 वर्ष के बीच होनी चाहिए। 1. आवेदक भूमिहीन मजदूर होना चाहिए। 1. आवेदक को ग्रामीण क्षेत्र में रहना चाहिए। 1. आवेदक के परिवार के पास कोई कृषि भूमि नहीं होनी चाहिए। 1. आवेदक को किसी अन्य समान बीमा योजना के तहत कवर नहीं किया जाना चाहिए।
क्षेत्र: Maharashtraलाभ: other
आवश्यक दस्तावेज़
- ✓ Proof of Identity
- ✓ Proof of Age
- ✓ Address Proof
- ✓ Certificate of Landlessness
- ✓ Passport-Sized Photographs
- ✓ Income Certificate
- ✓ Application Form
- ✓ Self-Attestation
- ✓ Additional Documents (if applicable)
आवेदन कैसे करें
चरण 1: Offline — Step 1
The interested applicant should visit (during office hours) the Office of the Collector/Tahsildar/Talathi and request a hard copy of the prescribed format of the application form from the concerned authority.
चरण 2: Offline — Step 2
In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
चरण 3: Offline — Step 3
Submit the duly filled and signed application form along with the documents, within the prescribed period (if any), to the concerned authority.
चरण 4: Offline — Step 4
Request a receipt or acknowledgement from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable). NOTE: Ensure that the application is submitted within the prescribed period, if any.
FAQ
What is the Aam Aadmi Bima Yojana?
The Aam Aadmi Bima Yojana is a government-sponsored insurance scheme designed for landless laborers in rural areas, providing financial assistance in the event of natural or accidental death.
Who is eligible to apply for this scheme?
The scheme is meant for landless laborers aged between 18 to 59 years residing in rural areas.
What is the premium amount for the scheme?
The annual premium is [?]200 per member, with 50% subsidized by both the State and Central Governments.
What benefits does the scheme provide?
The scheme offers financial assistance in case of natural death and accidental death, as well as disability benefits and scholarships for children studying in 9th to 12th grades.
How much financial assistance is provided in case of accidental death?
In the event of accidental death, [?]75,000 is payable to the nominee.
Are there any benefits for children under this scheme?
Yes, a scholarship of [?]100 per month is provided for each child studying in 9th to 12th standards, up to a maximum of two children per family.
What documents are required to apply for the scheme?
Required documents include proof of identity, age, address, landlessness certificate, photographs, and an income certificate, among others.
Where can I obtain the application form?
The application form can be obtained from the Collector Office, Tahsildar, or Talathi during office hours.
Is there a specific time frame for submitting the application?
Yes, applications should be submitted within the prescribed period set by the relevant authorities.
What happens if I turn 60 years old while enrolled in the scheme?
Once you reach the age of 60, you will no longer be eligible for the Aam Aadmi Bima Yojana, but you may be eligible for other pension schemes.
Sources & References
- Official scheme website ↗
- Scheme Details ↗
- View on myScheme (Government of India) ↗
- Information is summarised from official government sources. Verify all details on the official website before applying.
Ready to apply?
Applications are accepted only on the official government portal.
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