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Aponar Apon Ghar
"Aponar Apon Ghar" is a Home Loan Subsidy Scheme by the Finance Department, Govt. of Assam. The objective is to realize the vision of “Housing For All” by 2022 so that each poor person may have their own house. All the applicants will get home loans at subsidized interest rates.
- Ministry / Department
- Finance Department
- Level
- State
- Benefit type
- other
Last verified: 18 Jun 2026
Aponar Apon Ghar क्या है?
"Aponar Apon Ghar" is a Home Loan Subsidy Scheme by the Finance Department, Govt. of Assam. The objective is to realize the vision of “Housing For All” by 2022 so that each poor person may have their own house. All the applicants will get home loans at subsidized interest rates.
- लाभ
- ऋण राशि (₹): 5,00,000-10,00,000 सब्सिडी (₹): 1,00,000 ऋण राशि (₹): 10,00,000-20,00,000 सब्सिडी (₹): 1,50,000 ऋण राशि (₹): 20,00,000-30,00,000 सब्सिडी (₹): 2,00,000 ऋण राशि (₹): 30,00,000-40,00,000 सब्सिडी (₹): 2,50,000
- स्तर
- State — Assam
- मंत्रालय / विभाग
- Finance Department
- लाभ का प्रकार
- other
- मुख्य पात्रता
- The applicants must be permanent residents of Assam state.
- अंतिम सत्यापन
- 18 Jun 2026
योजना का विवरण
"" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "" "' असम से। इसका उद्देश्य 2022 तक "सभी के लिए आवास" के दृष्टिकोण को साकार करना है ताकि प्रत्येक गरीब व्यक्ति के पास अपना घर हो सके। सभी आवेदकों को रियायती ब्याज दरों पर गृह ऋण मिलेगा। आवेदक को राज्य के भीतर किसी भी अनुसूचित वाणिज्यिक बैंक, क्षेत्रीय ग्रामीण बैंक या असम सहकारी शीर्ष बैंक से आवास ऋण का लाभ उठाना चाहिए। राज्य सरकार। ₹ 40,00,000 तक के गृह ऋण पर ₹ 2,50,000 सब्सिडी प्रदान करेंगे। यह गृह ऋण सब्सिडी केवल उन लोगों के लिए है जो अपना पहला घर खरीद रहे हैं और जिन्होंने पिछली अपुन घर योजना के तहत ऋण का लाभ नहीं उठाया है। इस योजना का दायरा असम राज्य के स्थायी निवासियों तक सीमित है।
लाभ
ऋण राशि (₹): 5,00,000-10,00,000 सब्सिडी (₹): 1,00,000 ऋण राशि (₹): 10,00,000-20,00,000 सब्सिडी (₹): 1,50,000 ऋण राशि (₹): 20,00,000-30,00,000 सब्सिडी (₹): 2,00,000 ऋण राशि (₹): 30,00,000-40,00,000 सब्सिडी (₹): 2,50,000
पात्रता
- आवेदक को असम राज्य का स्थायी निवासी होना चाहिए। 1. आवेदकों को राज्य के भीतर किसी भी अनुसूचित वाणिज्यिक बैंक, क्षेत्रीय ग्रामीण बैंक, असम सहकारी शीर्ष बैंक से आवास ऋण लेना चाहिए। 1. आवेदक की कुल पारिवारिक आय (सभी स्रोतों से) ₹ 20,00,000 से अधिक नहीं होनी चाहिए। 1. आवास ऋण ₹ 5,00,000 से अधिक का होना चाहिए और 1 अप्रैल 2019 को या उसके बाद बैंक द्वारा स्वीकृत होना चाहिए। 1. ऋण खाते एन. पी. ए. (गैर निष्पादित परिसंपत्ति) की स्थिति में नहीं होने चाहिए। 1. यह मिश्रित परिवार का पहला घर होना चाहिए।
क्षेत्र: Assamलाभ: other
आवश्यक दस्तावेज़
दस्तावेज़ सूची के लिए आधिकारिक वेबसाइट देखें।
आवेदन कैसे करें
चरण 1: Online — Step 1
Visit the official website. Navigate to the "Click here for Loan Subsidy" section.
चरण 2: Online — Step 2
Click "Aponar Apon Ghar (Home Loan Subsidy Scheme)". You will be taken to "Application for Release for Subsidy". Fill in all the mandatory details. Applicant's Details: Name, Gender, DOB, PAN No., Email ID, Mobile Number, Address. Loan Details: IFSC of Loan Issuing Branch, Bank Name, Branch Name, Account Number, Loan Sanction Amount, Date of Loan Sanction, Property Address.
चरण 3: Online — Step 3
Upload the Supporting Documents: Land Proof, Address Proof, and PAN Card Proof. Check the Declaration, and click "Save". <br> Check Application Status:
चरण 1: Online — Step 1
Visit the official website. At the bottom right of the page, in the "Application Tracking" section, click "Track".
चरण 2: Online — Step 2
On the next page, provide your Mobile Number, and Loan Account Number or Application Number, and click "Submit". <br>
FAQ
Which Department Manages The "Aponar Apon Ghar" Home Loan Subsidy Scheme?
The "Aponar Apon Ghar" Home Loan Subsidy Scheme is managed by the Finance Department, Govt. of Assam.
What Are The Objectives Of "Aponar Apon Ghar"?
The objective is to realize the vision of "Housing For All" by 2022 so that each poor person may have their own house. All the applicants will get home loans at subsidized interest rates.
Should The Applicant Avail Of The Loan From A Regional Rural Bank Only, In Order To Be Eligible For The Loan Subsidy?
No, the applicant can avail of housing loans from any Scheduled Commercial Bank, Regional Rural Bank, or Assam Cooperative Apex bank within the state.
What Is The Maximum Amount Of Subsidy That The Applicant Can Receive On The Home Loan?
The state govt. will provide [?] 2,50,000 subsidy on home loans up to [?] 40,00,000.
Can A Person Get House Loan Subsidy For Purchasing Their 2nd House?
No, this house loan subsidy is only for those who are purchasing their 1st house and have not availed of loans under the previous Apun Ghar Scheme.
Can Residents From Nagaland Also Apply To This Scheme?
No, the scope of the scheme is limited to the permanent residents of the state of Assam.
How Much Shall Be The Subsidy On A Loan Amount Of ₹ 7,50,000?
The subsidy shall be [?] 1,00,000.
How Much Shall Be The Subsidy On A Loan Amount Of ₹ 19,00,000?
The subsidy shall be [?] 1,50,000.
How Much Shall Be The Subsidy On A Loan Amount Of ₹ 19,00,000?
The subsidy shall be [?] 1,50,000.
Where Can I Find The Link To The Scheme Guidelines?
The Scheme Guidelines can be found at this link - https://finance.assam.gov.in/sites/default/files/INTEREST%20SUBVENTION%20SCHEME%20FOR%20HOUSING%20LOAN%20FOR%20REGULAR%20STATE%20GOVERNMENT%20EMPLOYEES%20UNDER%20APUN%20GHAR%2C%20FILENO.%20FM.45.2016.157%2C%20DTD.21.03.2017_1.PDF
Where Can I Fin The Document Checklist?
The Document Checklist can be found at this link - https://sivasagar.assam.gov.in/sites/default/files/public_utility/APPLICATION%20FORM%20FOR%20HOME%20LOAN_2.pdf
Can I Apply Ot This Scheme If The Total Income Of My Family Is ₹ 27,00,000?
No, in order to be eligible, the total family income of the applicant (from all sources) must not exceed [?] 20,00,000.
What Is The Full Form Of NPA?
The Full Form of NPA is "Non-Performing Assets".
Can I Apply Offline To This Scheme?
No, this scheme only accepts Online Applications.
Sources & References
- Official scheme website ↗
- Guidelines ↗
- Documents Checklist & Process Flow Of Application ↗
- View on myScheme (Government of India) ↗
- Information is summarised from official government sources. Verify all details on the official website before applying.
Ready to apply?
Applications are accepted only on the official government portal.
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