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Arivu Education Loan Scheme
The "Arivu Education Loan Scheme," launched by the Minorities Welfare Department, Government of Karnataka, and implemented by the Karnataka Minorities Development Corporation, offers loans to students pursuing professional courses like MBBS, B.E., B.Tech., MBA, MCA, LLB, and others in various fields
- Ministry / Department
- Minorities Welfare Department
- Level
- State
- Benefit type
- other
Last verified: 18 Jun 2026
Arivu Education Loan Scheme क्या है?
The "Arivu Education Loan Scheme," launched by the Minorities Welfare Department, Government of Karnataka, and implemented by the Karnataka Minorities Development Corporation, offers loans to students pursuing professional courses like MBBS, B.E., B.Tech., MBA, MCA, LLB, and others in various fields
- लाभ
- > * * * ऋण राशिः * * *-ऋण राशि ₹50,000/- से ₹ 5,00,000-हर साल पाठ्यक्रम अवधि तक दी जाती है। निगम द्वारा पिछले वर्ष के दौरान जारी ऋण राशि का 12 प्रतिशत उनके संबंधित जिला कार्यालय में नवीनीकरण और भुगतान करें। * *-पाठ्यक्रम पूरा होने के 6 महीने बाद 2 प्रतिशत सेवा शुल्क के साथ ऋण का भुगतान करें
- स्तर
- State — Karnataka
- मंत्रालय / विभाग
- Minorities Welfare Department
- लाभ का प्रकार
- other
- मुख्य पात्रता
- The student should belong to the State Religious Minority Community.
- अंतिम सत्यापन
- 18 Jun 2026
योजना का विवरण
अरिवु शिक्षा ऋण योजना कर्नाटक सरकार के अल्पसंख्यक कल्याण विभाग द्वारा शुरू की गई थी और इसे कर्नाटक अल्पसंख्यक विकास निगम द्वारा लागू किया गया है। इस योजना का उद्देश्य उन छात्रों को ऋण प्रदान करना है जो एम. बी. बी. एस., एम. डी., एम. एस., बी. ई., बी. टेक., एम. ई., एम. टेक., बी. डी. एस., एम. डी. एस., बी. आयुष, एम. आयुष, एम. बी. ए., एम. सी. ए., एल. एल. बी., बी. आर्क, एम. आर्क, बी. एससी. जैसे व्यावसायिक पाठ्यक्रमों को आगे बढ़ाने की इच्छा रखते हैं। बागवानी, कृषि, डेयरी प्रौद्योगिकी, वानिकी, पशु चिकित्सा, पशु विज्ञान, खाद्य प्रौद्योगिकी, जैव प्रौद्योगिकी, मत्स्य पालन, रेशम उत्पादन, गृह/सामुदायिक विज्ञान, खाद्य पोषण और आहार विज्ञान, बी. फार्मा, एम. फार्मा, फार्मा. डी, और डी. फार्मा।
लाभ
> * * * ऋण राशिः * * *-ऋण राशि ₹50,000/- से ₹ 5,00,000-हर साल पाठ्यक्रम अवधि तक दी जाती है। निगम द्वारा पिछले वर्ष के दौरान जारी ऋण राशि का 12 प्रतिशत उनके संबंधित जिला कार्यालय में नवीनीकरण और भुगतान करें। * *-पाठ्यक्रम पूरा होने के 6 महीने बाद 2 प्रतिशत सेवा शुल्क के साथ ऋण का भुगतान करें
पात्रता
- छात्र राज्य धार्मिक अल्पसंख्यक समुदाय से संबंधित होना चाहिए। 1. छात्र को राज्य का स्थायी निवासी होना चाहिए। 1. परिवार की वार्षिक आय ₹ 8,00,000-से अधिक नहीं होनी चाहिए
क्षेत्र: Karnatakaलाभ: other
आवश्यक दस्तावेज़
- ✓ > Document for Fresh Application
- ✓ Recent Two Passport-size Photos of the Student.
- ✓ Student's Caste Certificate.
- ✓ Income Certificate.
- ✓ Aadhaar Card.
- ✓ CET Admission Letter.
- ✓ NEET Admission Letter.
- ✓ Student's SSLC/10th Marks Card Copy.- Student's Diploma/PUC Marks Card.
- ✓ Indemnity Bond (Download the from the KMDC Website).- Student’s College Bank Details.
- ✓ Student Bonafide/Study Certificate.
- ✓ Student Self-declaration Form (Download the from the KMDC Website).- Parents Self-Declaration Form (Download the from the KMDC Website).
- ✓ College Fee Structure
- ✓ <br>
- ✓ > Document for Renewal Loan
- ✓ Bonafide/Study Certificate.
- ✓ College Fee Structure.
- ✓ Previous Year Passed Marks Card.
- ✓ College Bank Details.
- ✓ Security Deposit Paid Receipt (12% of Loan Amount).
- ✓ Copy of KEA Admission Order.
आवेदन कैसे करें
चरण 1: Online — Step 01
Applicant need to visits the Karnataka Minorities Development Corporation official website.
चरण 2: Online — Step 02
Click "Apply Online" and Enter "Mobile Number" and "Submit".
चरण 3: Online — Step 03
Enter "Aadhaar Number" Fill in the "Captcha" and Select "Next".
चरण 4: Online — Step 04
Applicant will get OTP in his/her Aadhaar Linked Mobile Number.
चरण 5: Online — Step 05
Enter "OTP" and select "Continue", After that Allow the official notice.
चरण 6: Online — Step 06
After verifying the Aadhaar again fill in the "OTP" and Submit.
चरण 7: Online — Step 07
Select the scheme "Sikhligar’s Community Development Scheme" and fill in the basic details father's name, gender, qualification detail
चरण 8: Online — Step 08
Select "Next" Fill in the address detail and again select "Next".
चरण 9: Online — Step 09
Upload the required document passport-size photo, educational document, income certificate, etc.
चरण 10: Online — Step 10
Click "Proceed" and Select "Submit Application" and get an Application ID. <br> *Application Process for Renewal loan:*
चरण 1: Online — Step 01
Go to the Karnataka Minorities Development Corporation official website.
चरण 2: Online — Step 02
Choose the "Arivu Education Loan Scheme" and click "Apply Online."
चरण 3: Online — Step 03
Select**** "ARIVU.Renewal" Enter mobile number and "Submit".
चरण 4: Online — Step 04
Applicant's personal, address, and bank details will be pre-filled from the previous application. No need to fill them again.
चरण 5: Online — Step 05
Upload the required document and**** Submit the application. <br> <br>
FAQ
Which courses are covered under the Arivu Education Loan Scheme?
The scheme covers courses such as M.B.B.S., M.D., M.S., B.E., B.Tech., M.E., M.Tech., B.D.S., M.D.S., B.Ayush, M.Ayush, M.B.A., M.C.A., L.L.B., B.Arch, M.Arch, and several B.Sc. courses, among others.
What is the loan amount provided under the scheme?
Loans range from [?]50,000 to [?]5,00,000 per year, depending on the course and selection criteria.
Who is eligible for the scheme?
Students must belong to the State Religious Minority Community, be permanent residents of the state, and have a family income not exceeding [?]8,00,000 per annum.
Can students from other states apply for this loan?
No, only permanent residents of the state who belong to a Religious Minority Community are eligible.
What is the maximum loan amount for M.B.B.S. courses?
Students selected through CET/NEET for government or private colleges under the government quota are eligible for a maximum loan of [?]5,00,000.
Are there any specific loan limits for other courses like M.B.A., M.C.A., or L.L.B.?
Yes, a maximum tuition fee loan of [?]50,000 is provided for students opting for M.B.A., M.C.A., and L.L.B. courses through KEA.
How is the loan amount disbursed to the students?
The loan amount is transferred directly to the bank account of the respective college through Direct Benefit Transfer (DBT).
How can I apply for the scheme?
Applications must be submitted online through the Karnataka Minorities Development Corporation (KMDC) website.
Is there a renewal process for the loan each year?
Yes, students must apply for renewal and pay 12% of the loan amount issued by the corporation during the previous year at their respective District Office.
Are students pursuing B. Arch and M. Arch courses eligible for the loan?
Yes, students selected through CET/NEET under the government quota are eligible for a maximum loan of [?]50,000 for B. Arch and M. Arch courses.
What are the loan provisions for students in B.Sc. courses related to agriculture, veterinary, or food technology?
These students are eligible for a maximum loan of [?]50,000 if selected through CET/NEET under the government quota.
What if a student fails to renew the loan application on time?
Failure to renew the loan application on time could result in the discontinuation of loan benefits for the following academic year.
Sources & References
- Official scheme website ↗
- Login & Apply ↗
- Track Application ↗
- View on myScheme (Government of India) ↗
- Information is summarised from official government sources. Verify all details on the official website before applying.
Ready to apply?
Applications are accepted only on the official government portal.
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