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Bima Yojana - Direct Benefit to Artisan
Launched on 15th August 2022, the scheme "Bima Yojana - Direct Benefit to Artisan (BYDBTA)" is a Social Welfare Scheme by the Ministry of Textiles, Government of India.
- Ministry / Department
- Ministry Of Textiles
- Level
- Central
- Benefit type
- other
Last verified: 18 Jun 2026
Bima Yojana - Direct Benefit to Artisan क्या है?
Launched on 15th August 2022, the scheme "Bima Yojana - Direct Benefit to Artisan (BYDBTA)" is a Social Welfare Scheme by the Ministry of Textiles, Government of India.
- लाभ
- सरकार से सहायता या तो मासिक भत्ता, या एकमुश्त अनुदान या दोनों के रूप में हो सकती है। हालाँकि किसी भी मामले में सहायता ₹8,000/- (रु। केवल आठ हजार) प्रति माह।
- स्तर
- Central
- मंत्रालय / विभाग
- Ministry Of Textiles
- लाभ का प्रकार
- other
- मुख्य पात्रता
- The applicant should be a master craftsperson who has received Shilp Guru Awards, National Awards, Merit Certificates, or similar honours.
- अंतिम सत्यापन
- 18 Jun 2026
योजना का विवरण
15 अगस्त 2022 को शुरू की गई बीमा योजना-कारीगरों को प्रत्यक्ष लाभ (बीवाईडीबीटीए) भारत सरकार के कपड़ा मंत्रालय की एक समाज कल्याण योजना है। इस योजना का उद्देश्य वरिष्ठ और पुरस्कार विजेता कारीगरों को प्रति माह 8,000 रुपये तक की वित्तीय सहायता प्रदान करना है, जिससे उनकी वित्तीय सुरक्षा सुनिश्चित होगी और हस्तशिल्प क्षेत्र को सहायता मिलेगी। आवेदन निकटतम हस्तशिल्प सेवा केंद्र के माध्यम से ऑफ़लाइन स्वीकार किए जाते हैं। इस योजना को कपड़ा मंत्रालय के विकास आयुक्त (हस्तशिल्प) के कार्यालय द्वारा लागू किया जा रहा है।
लाभ
सरकार से सहायता या तो मासिक भत्ता, या एकमुश्त अनुदान या दोनों के रूप में हो सकती है। हालाँकि किसी भी मामले में सहायता ₹8,000/- (रु। केवल आठ हजार) प्रति माह।
पात्रता
- आवेदक एक कुशल शिल्पकार होना चाहिए जिसने शिल्प गुरु पुरस्कार, राष्ट्रीय पुरस्कार, योग्यता प्रमाण पत्र, या इसी तरह के सम्मान प्राप्त किए हों।-आवेदक की आयु 60 वर्ष या उससे अधिक होनी चाहिए (विकलांग कारीगरों के लिए छूट उपलब्ध है)।-आवेदक की वार्षिक आय ₹ 1,00,000 से अधिक नहीं होनी चाहिए।-आवेदक को अन्य स्रोतों से समान वित्तीय सहायता प्राप्त नहीं होनी चाहिए।-आवेदक को आय प्रमाण पत्र और वार्षिक रूप से एक शपथ पत्र जमा करना चाहिए, जिस पर प्रथम श्रेणी मजिस्ट्रेट द्वारा हस्ताक्षर किए गए हों।
क्षेत्र: Indiaलाभ: other
आवश्यक दस्तावेज़
- ✓ Aadhaar Card
- ✓ Artisan ID Proof
- ✓ Birth Certificate
- ✓ Bank Account Details
- ✓ Passport Size Photograph
आवेदन कैसे करें
चरण 1: Offline application
Handicraft artisan registered with the office of DC (H) having valid photo identity card and such other conditions as deemed fit. The artisans should submit the application form duly filled in all respect to the nearest Handicrafts Service Centre for recommendation of loan or directly to the bank for availing MUDRA loan.
FAQ
What is the Bima Yojana - Direct Benefit to Artisan (BYDBTA)?
The BYDBTA is a social welfare scheme launched by the Ministry of Textiles on 15th August 2022, aimed at providing monthly financial support up to ₹8,000 to senior and award-winning artisans in the handicraft sector.
Who is eligible for the BYDBTA scheme?
To be eligible, the applicant must: - Be a master craftsperson aged 60 years or above- Have received Shilp Guru, National Award, Merit Certificate, or similar national-level recognitions- Have an annual income not exceeding ₹1,00,000- Not be receiving similar financial aid from other government schemes <br> Note: Age relaxation is available for artisans with disabilities. <br>
What is the maximum benefit provided under the scheme?
The maximum financial assistance is ₹8,000 per month, which may be given as: - A monthly allowance- A lump sum grant, or- Both, but not exceeding the monthly cap of ₹8,000.
Is this scheme applicable to all artisans?
No, only senior and award-winning artisans who meet the eligibility criteria are covered under this scheme.
How can one apply for the BYDBTA scheme?
The application process is offline: - Fill the prescribed application form - Submit it at the nearest Handicrafts Service Centre (HSC) along with required documents
What documents are required to apply for this scheme?
Applicants must provide: - Aadhaar Card - Artisan ID Proof issued by DC (Handicrafts)- Birth Certificate (for age verification)- Bank Account Details (for benefit transfer)- Passport-sized Photograph- Annual income certificate and affidavit signed by a 1st Class Magistrate
Can artisans receiving MUDRA loans apply for this scheme?
Yes, provided they are not receiving similar financial assistance from other government sources. The artisan must be registered with the Office of Development Commissioner (Handicrafts).
Who implements the BYDBTA scheme?
The scheme is implemented by the Office of the Development Commissioner (Handicrafts) under the Ministry of Textiles, Government of India.
Is the benefit transferred directly to the artisan?
Yes, financial assistance is transferred directly to the artisan’s bank account linked with their Aadhaar.
Do artisans need to renew their application every year?
Yes, beneficiaries must submit a fresh income certificate and affidavit every year, duly countersigned by a 1st Class Magistrate, to continue receiving the benefit.
Sources & References
- Official scheme website ↗
- View on myScheme (Government of India) ↗
- Information is summarised from official government sources. Verify all details on the official website before applying.
Ready to apply?
Applications are accepted only on the official government portal.
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