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District Central Cooperative Banks and through its Branches: For Consumer Durables T.V., Fridge and Two Wheelers Loan
A loan scheme provided by District Central Cooperative Banks for purchasing consumer durables like T.V., fridges, and two-wheelers. Loan covers 75% of the product cost at an interest rate of 14%.
- Ministry / Department
- Co-operation, Food and Consumer Protection Department
- Level
- State
- Benefit type
- other
Last verified: 18 Jun 2026
District Central Cooperative Banks and through its Branches: For Consumer Durables T.V., Fridge and Two Wheelers Loan क्या है?
A loan scheme provided by District Central Cooperative Banks for purchasing consumer durables like T.V., fridges, and two-wheelers. Loan covers 75% of the product cost at an interest rate of 14%.
- लाभ
- ऋण तक पहुँचः उपभोक्ता टिकाऊ वस्तुओं की लागत का 75 प्रतिशत। ब्याज दरः * * 14 प्रतिशत (परिवर्तन के अधीन)। & प्रा. & प्रा. & प्रा.;
- स्तर
- State — Tamil Nadu
- मंत्रालय / विभाग
- Co-operation, Food and Consumer Protection Department
- लाभ का प्रकार
- other
- मुख्य पात्रता
- The beneficiary should be a resident of Tamil Nadu.
- अंतिम सत्यापन
- 18 Jun 2026
योजना का विवरण
जिला केंद्रीय सहकारी बैंक और उनकी शाखाओं के माध्यम सेः उपभोक्ता टिकाऊ वस्तुओं के लिए टी. वी., खाद्य और उपभोक्ता संरक्षण विभाग, तमिलनाडु द्वारा शुरू की गई फ्रिज और दोपहिया ऋण योजना, उपभोक्ता टिकाऊ वस्तुओं की खरीद के लिए ऋण प्रदान करती है, जिसमें टी. वी., रेफ्रिजरेटर और दोपहिया वाहन शामिल हैं। ऋण उत्पाद लागत का 75 प्रतिशत तक कवर करता है, जिसमें कोई ऊपरी सीमा नहीं है, और 14 प्रतिशत ब्याज दर (परिवर्तन के अधीन) के अधीन है। & प्रा. & प्रा. & प्रा. & प्रा. & प्रा. & प्रा
लाभ
ऋण तक पहुँचः उपभोक्ता टिकाऊ वस्तुओं की लागत का 75 प्रतिशत। ब्याज दरः * * 14 प्रतिशत (परिवर्तन के अधीन)। & प्रा. & प्रा. & प्रा.;
पात्रता
- लाभार्थी तमिलनाडु का निवासी होना चाहिए-ऋण केवल उपभोक्ता टिकाऊ वस्तुओं जैसे टी. वी., फ्रिज और दोपहिया वाहनों के लिए लागू होना चाहिए। बीआर एंड जीटी;
क्षेत्र: Tamil Naduलाभ: other
आवश्यक दस्तावेज़
- ✓ Identity proof (Aadhaar, PAN card, etc.).
- ✓ Address proof.
- ✓ Product cost estimate or invoice.
- ✓ Any other documents (if required).
आवेदन कैसे करें
चरण 1: Offline — Step 1
The interested applicant should collect the application form from the District Central Cooperative Banks or its branches.
चरण 2: Offline — Step 2
In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
चरण 3: Offline — Step 3
Submit the duly filled and signed application form along with the documents to the concerned authority..
चरण 4: Offline — Step 4
Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).
FAQ
What is the objective of this scheme?
The scheme offers loans for the purchase of consumer durables, including T.V.s, refrigerators, and two-wheelers that covers 75% of the product cost at an interest rate of 14%.
What is the maximum loan amount a person can avail?
The loan covers up to 75% of the cost of the product.
Is there any ceiling on the loan amount?
No, there is no upper ceiling on the loan amount.
What is the rate of interest for the loan?
The interest rate is 14%, but it is subject to change.
What items can be purchased with this loan?
The loan can be used to purchase consumer durables such as T.V.s, refrigerators, and two-wheelers.
Who is eligible for this loan?
Any resident of Tamil Nadu can apply for the loan.
Is there a minimum income requirement for the loan?
There is no specific income requirement mentioned.
What documents are required to apply for the loan?
Applicants need to provide ID proof, address proof, income proof, and an estimate or invoice for the product.
Where can one apply for this loan?
The loan can be applied for at any District Central Cooperative Bank or its branches.
Is there any processing fee for the loan?
The details about the processing fee depend on the bank's policy.
What is the repayment tenure for the loan?
The repayment tenure is decided by the bank at the time of loan sanction.
What happens if someone defaults on the loan?
In case of default, the bank may take recovery actions as per its policies.
Sources & References
- Official scheme website ↗
- View on myScheme (Government of India) ↗
- Information is summarised from official government sources. Verify all details on the official website before applying.
Ready to apply?
Applications are accepted only on the official government portal.
Open Official Websiteमिलती-जुलती योजनाएं
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