education-learningGujarat
6% Interest Subsidy on Loans taken through Banks for Study Abroad
The scheme aims to reduce financial stress for ST students pursuing foreign education by providing up to ₹1,50,000 subsidy on interest for 3 years.
Tamil Nadubanking-financial-services-and-insurance
District Central Cooperative Banks and through its Branches: For Jewel Loan
The scheme allows eligible individuals to obtain loans by pledging their gold and jewelry. The maximum loan amount is ₹1,00,000/- with an interest rate of 12%, subject to changes as per bank policies.
- Ministry / Department
- Co-operation, Food and Consumer Protection Department
- Level
- State
- Benefit type
- other
Last verified: 18 Jun 2026
District Central Cooperative Banks and through its Branches: For Jewel Loan क्या है?
The scheme allows eligible individuals to obtain loans by pledging their gold and jewelry. The maximum loan amount is ₹1,00,000/- with an interest rate of 12%, subject to changes as per bank policies.
- लाभ
- • * * ऋण तक पहुँचः * * ₹ 1,00,000---* * ब्याज दरः * * 12 प्रतिशत (परिवर्तन के अधीन)।
- स्तर
- State — Tamil Nadu
- मंत्रालय / विभाग
- Co-operation, Food and Consumer Protection Department
- लाभ का प्रकार
- other
- मुख्य पात्रता
- The beneficiary should be a resident of Tamil Nadu.
- अंतिम सत्यापन
- 18 Jun 2026
योजना का विवरण
जिला केंद्रीय सहकारी बैंक और उनकी शाखाओं के माध्यम सेः खाद्य और उपभोक्ता संरक्षण विभाग, तमिलनाडु द्वारा शुरू की गई आभूषण ऋण योजना, नागरिकों को अपना सोना और गहने गिरवी रखकर ऋण प्राप्त करने की अनुमति देती है। अधिकतम ऋण राशि ₹ 1,00,000 है-12 प्रतिशत की ब्याज दर के साथ, बैंक नीतियों के अनुसार परिवर्तन के अधीन।
लाभ
* * ऋण तक पहुँचः * * ₹ 1,00,000---* * ब्याज दरः * * 12 प्रतिशत (परिवर्तन के अधीन)।
पात्रता
- लाभार्थी तमिलनाडु का निवासी होना चाहिए।-ऋण केवल ज्वैल के लिए लागू होना चाहिए।
क्षेत्र: Tamil Naduलाभ: other
आवश्यक दस्तावेज़
- ✓ Identity proof (Aadhaar, PAN card, etc.).
- ✓ Address proof.
- ✓ Valuation certificate for the pledged jewelry.
- ✓ Any other documents (if required).
- ✓ <br>
आवेदन कैसे करें
चरण 1: Offline — Step 1
The interested applicant should collect the application form from the District Central Cooperative Banks or its branches.
चरण 2: Offline — Step 2
In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
चरण 3: Offline — Step 3
Submit the duly filled and signed application form along with the documents to the concerned authority..
चरण 4: Offline — Step 4
Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).
FAQ
What is the objective of this scheme?
The scheme allows eligible individuals to obtain loans by pledging their gold/jewelry. The maximum loan amount is [?]1,00,000/- with an interest rate of 12%, subject to changes as per bank policies.
What is the maximum loan amount available?
The maximum loan amount under this scheme is [?]1,00,000/-.
What is the interest rate on the loan?
The interest rate for the loan is 12%, but it is subject to change depending on the bank's policies.
Who is eligible for the Jewel Loan?
Any citizen with valid gold/jewelry for pledge is eligible to apply for the loan.
Is there a specific income requirement for eligibility?
No, there is no specific income requirement to apply for this loan.
What documents are required to apply for the loan?
Applicants are required to provide proof of identity, proof of address, and a valuation certificate for the pledged jewelry.
Where can one apply for the Jewel Loan?
The loan can be applied for at any District Central Cooperative Bank or its branches.
Is there a minimum loan amount that can be borrowed?
No specific minimum loan amount is mentioned under this scheme.
Is the interest rate fixed or can it change?
The interest rate is subject to change based on the bank's policies and market conditions.
Is there any processing fee involved for this loan?
The processing fee, if any, will depend on the policies of the specific bank branch where the loan is applied.
Sources & References
- Official scheme website ↗
- View on myScheme (Government of India) ↗
- Information is summarised from official government sources. Verify all details on the official website before applying.
Ready to apply?
Applications are accepted only on the official government portal.
Open Official Websiteमिलती-जुलती योजनाएं
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