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Uttarakhandhousing-shelter

Financial Assistance for Purchase or Construction of House (UKBOCWWB)

The scheme provides loans of up to ₹50,000/- to construction workers registered with the Uttarakhand Building and Other Construction Workers Welfare Board (UKBOCWWB) for the purchase or construction of a house, at a minimum interest rate of 5% per annum.

Ministry / Department
Department Of Labour
Level
State
Benefit type
other
Last verified: 18 Jun 2026

Financial Assistance for Purchase or Construction of House (UKBOCWWB) क्या है?

The scheme provides loans of up to ₹50,000/- to construction workers registered with the Uttarakhand Building and Other Construction Workers Welfare Board (UKBOCWWB) for the purchase or construction of a house, at a minimum interest rate of 5% per annum.

लाभ
1. योजना के तहत, पंजीकृत निर्माण श्रमिक बोर्ड द्वारा निर्दिष्ट शर्तों के अधीन घर की खरीद या निर्माण के लिए ₹50,000/- तक की अग्रिम ऋण राशि प्राप्त करने के पात्र हैं। 1. इस ऋण पर कम से कम 5 प्रतिशत वार्षिक ब्याज लागू होता है।
स्तर
State — Uttarakhand
मंत्रालय / विभाग
Department Of Labour
लाभ का प्रकार
other
मुख्य पात्रता
The applicant must be a construction worker registered with the Uttarakhand Building and Other Construction Workers Welfare Board.
अंतिम सत्यापन
18 Jun 2026

योजना का विवरण

उत्तराखंड सरकार के श्रम विभाग के तहत उत्तराखंड भवन और अन्य निर्माण श्रमिक कल्याण बोर्ड (यूकेबीओसीडब्ल्यूबी) द्वारा "घर की खरीद या निर्माण के लिए वित्तीय सहायता" योजना लागू की जाती है। इस योजना का उद्देश्य पंजीकृत निर्माण श्रमिकों को न्यूनतम ब्याज दर पर घर की खरीद या निर्माण के लिए ऋण प्रदान करना है

लाभ

1. योजना के तहत, पंजीकृत निर्माण श्रमिक बोर्ड द्वारा निर्दिष्ट शर्तों के अधीन घर की खरीद या निर्माण के लिए ₹50,000/- तक की अग्रिम ऋण राशि प्राप्त करने के पात्र हैं। 1. इस ऋण पर कम से कम 5 प्रतिशत वार्षिक ब्याज लागू होता है।

पात्रता

  • आवेदक को उत्तराखंड भवन और अन्य निर्माण श्रमिक कल्याण बोर्ड के साथ पंजीकृत एक निर्माण श्रमिक होना चाहिए। 1. घर की खरीद या निर्माण के लिए अग्रिम ऋण प्राप्त करने के लिए, कर्मचारी को कम से कम पांच साल के लिए निधि का सदस्य होना चाहिए और सेवानिवृत्ति/सेवानिवृत्ति की उम्र तक कम से कम 15 साल शेष होना चाहिए
क्षेत्र: Uttarakhandलाभ: other

आवश्यक दस्तावेज़

  • Labour Card
  • Aadhaar Card
  • Bank account details
  • A handwritten self-declaration certificate stating that no assistance has been taken from any other department for the same purpose
  • <br>

आवेदन कैसे करें

  1. चरण 1: Online - via CSC application

    • The online application is submitted through Shramik Suvidha Kendras. • Along with the application form, the applicant must attach the Shramik Card, Aadhaar Card, bank account details, and a handwritten self-declaration certificate stating that no assistance has been taken from any other department for the same purpose. • If the application is verified and found correct during the departmental investigation, the advance amount is disbursed, on which the worker is required to pay interest at the rate of 5% per annum. • Proof of completion of the work must be submitted to the Secretary of the Board within six months from the date of withdrawal of the advance. The sanctioned advance amount shall be recovered in equal installments as determined by the Board. <br>

FAQ

What is the main objective of the scheme?

The scheme aims to support construction workers by providing them with financial assistance in the form of loans to buy or build their own house at a subsidized interest rate. <br>

How much loan amount is provided under the scheme?

A loan of up to ₹50,000/- is provided for the purchase or construction of a house. <br>

What is the interest rate applicable on the loan?

The loan is provided at a minimum interest rate of 5% per annum. <br>

Who is eligible to apply for this scheme?

Only construction workers registered with the Uttarakhand Building and Other Construction Workers Welfare Board are eligible. <br>

Is there a minimum membership period required?

Yes. The worker must have been a member of the Welfare Fund for at least five years. <br>

Is there an age-related eligibility condition?

Yes. The applicant must have at least 15 years remaining until superannuation/retirement age. <br>

How can a worker apply for this scheme?

The application must be submitted online through Shramik Suvidha Kendras. <br>

How is the loan repaid?

The sanctioned loan amount is recovered in equal installments as determined by the Board. <br>

Sources & References

Ready to apply?

Applications are accepted only on the official government portal.

Open Official Website

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