Under the scheme, a 3% Interest Subsidy is provided to workers who are employed in the organized sector to buy their own house and get relief from interest deductions on loans taken from banks.
Under the scheme, a 3% Interest Subsidy is provided to workers who are employed in the organized sector to buy their own house and get relief from interest deductions on loans taken from banks.
"गृह ऋण ब्याज सब्सिडी योजना" गुजरात श्रम कल्याण बोर्ड, श्रम, कौशल विकास और रोजगार विभाग, गुजरात सरकार द्वारा शुरू की गई थी। इस योजना के तहत संगठित क्षेत्र में काम करने वाले श्रमिकों को अपना घर खरीदने और बैंकों से लिए गए ऋण पर ब्याज कटौती से राहत पाने के लिए 3 प्रतिशत ब्याज सब्सिडी प्रदान की जाती है।
1. यह योजना संगठित क्षेत्र में कार्यरत श्रमिकों को अपना घर खरीदने के लिए 3 प्रतिशत ब्याज सब्सिडी प्रदान करती है। * * नोट 1: * * एक कर्मचारी द्वारा खरीदे गए घर पर अधिकतम ऋण ₹15 लाख या 3 प्रतिशत की ब्याज सब्सिडी है, जो वास्तव में लिए गए ऋण पर बैंक के ब्याज को ध्यान में रखते हुए, जो भी कम हो। * * नोट 02: * सहायता राशि डी. बी. टी. के माध्यम से लाभार्थी के बैंक खाते में जमा की जाएगी।
चरण 1: Online — Step 01
The applicant may visit the Sanman Portal: https://sanman.gujarat.gov.in/
चरण 2: Online — Step 02
On the home page, under the tab ‘Citizen Login’, click on ‘Please Register Here’.
चरण 3: Online — Step 03
Enter your Aadhaar Card Number, select user type, and then enter your Labour Welfare Fund Account Number.
चरण 4: Online — Step 04
Now, click on ‘Fetch’ & verify the details.
चरण 5: Online — Step 05
Enter user details and Password.
चरण 6: Online — Step 06
After successful registration, the applicants can login through their User ID and Password.
चरण 7: Online — Step 07
Now, select the scheme and read the instructions carefully for the selected scheme.
चरण 8: Online — Step 08
Fill out the application form and upload all the relevant documents.
चरण 9: Online — Step 09
Agree with the Rules & Regulations and submit the application form. A confirmation email with the application Number will be sent on the registered email ID.
The scheme was launched by the Gujarat Labour Welfare Board, under the Labour, Skill Development & Employment Department, Government of Gujarat.
The scheme offers a 3% Interest Subsidy to eligible workers.
A worker can avail a maximum loan of [?]15 lakhs or the interest subsidy of 3%, whichever is less, considering the actual bank interest on the loan taken.
The assistance amount is credited directly to the beneficiary's bank account through Direct Benefit Transfer (DBT).
Workers employed in the organized sector in Gujarat are eligible for the scheme.
Workers must have been continuously employed with the Factory/Company/Organization for at least one year.
The purchase price of the house should not exceed [?]30 lakhs to be eligible for the scheme.
The loan tenure should be 15 years or more.
Home loans should be obtained from Nationalized/Scheduled Bank/NBFC only.
Yes, applications must be submitted within one year from the date of the purchase document.
Applicants can visit the Sanman Portal at https://sanman.gujarat.gov.in/ to apply for the scheme benefits.
No, only workers employed in the organized sector in Gujarat are eligible for the scheme benefits.
Applications are accepted only on the official government portal.
Open Official WebsiteThe scheme aims to provide financial relief to beneficiaries of the Gujarat Housing Board and Slum Clearance Cell who have pending installment dues by offering a complete waiver of penalty amounts. It benefits tenants and property allottees by waiving 100% penalties on arrears if paid by 31st March.
The scheme aims to reduce financial stress for ST students pursuing foreign education by providing up to ₹1,50,000 subsidy on interest for 3 years.
The scheme aims to support Scheduled Tribe (ST) individuals in purchasing vehicles for self-employment purposes. Under this scheme, tribal beneficiaries availing bank loans for vehicle purchase with interest subsidy. This financial support helps reduce the repayment burden on tribal entrepreneurs.
The "Aam Aadmi Bima Yojana" scheme is implemented by the Social Justice & Special Assistance Department, Government of Maharashtra. This Centrally Sponsored Scheme is aimed at providing insurance and scholarship benefits to landless labourers in rural areas, aged 18 to 59 years.
"Assam Abhinandan Education Loan Subsidy Scheme" was launched on 26 December 2019 by the Hon'ble Chief Minister of Assam. The scheme is managed by the Finance Department, Govt. of Assam. The govt. will provide a loan subsidy of up to ₹ 50,000 on education loans to students pursuing higher education.
"Aponar Apon Ghar" is a Home Loan Subsidy Scheme by the Finance Department, Govt. of Assam. The objective is to realize the vision of “Housing For All” by 2022 so that each poor person may have their own house. All the applicants will get home loans at subsidized interest rates.