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Loans and Advances for Construction of a House

The "Loans and Advances for Construction of a House" scheme by the Manipur Building and Other Construction Workers' Welfare Board provides financial support to registered construction workers to build their own houses. Beneficiaries can avail loans based on their skill level, with amounts ranging.

Ministry / Department
Labour and Employment Department
Level
State
Benefit type
other
Last verified: 18 Jun 2026

Loans and Advances for Construction of a House क्या है?

The "Loans and Advances for Construction of a House" scheme by the Manipur Building and Other Construction Workers' Welfare Board provides financial support to registered construction workers to build their own houses. Beneficiaries can avail loans based on their skill level, with amounts ranging.

लाभ
> * * * भवन निर्माण श्रमिकों के लिए घर निर्माण के लिए वित्तीय सहायता * * *-अकुशल श्रमः ₹ 1,00,000-। - सिमी-कुशल श्रमः ₹ 1,50,000-। - कुशल श्रमः ₹ 2,00,000-। ब्याज दरः * * *-5 प्रतिशत प्रति वर्ष की सरल ब्याज दर। पुनर्भुगतानः मासिक किश्तों के साथ 5 साल की पुनर्भुगतान अवधि।
स्तर
State — Manipur
मंत्रालय / विभाग
Labour and Employment Department
लाभ का प्रकार
other
मुख्य पात्रता
The construction worker should be registered under the Manipur Building and Other Construction Workers' Welfare Board.
अंतिम सत्यापन
18 Jun 2026

योजना का विवरण

मणिपुर भवन और अन्य निर्माण श्रमिकों और कल्याण बोर्ड द्वारा एक घर के निर्माण के लिए ऋण और अग्रिम योजना पंजीकृत निर्माण श्रमिकों को अपना घर बनाने के लिए वित्तीय सहायता प्रदान करती है। लाभार्थी अपने कौशल स्तर के आधार पर ₹ 1,00,000-से लेकर ₹ 2,00,000-तक की राशि के साथ ऋण प्राप्त कर सकते हैं। ऋण में 5 साल की पुनर्भुगतान अवधि के साथ 5 प्रतिशत सरल ब्याज होता है, और कर्मचारी को ऋण प्राप्त करने के छह महीने के भीतर एक पूर्णता प्रमाण पत्र जमा करना होगा।

लाभ

> * * * भवन निर्माण श्रमिकों के लिए घर निर्माण के लिए वित्तीय सहायता * * *-अकुशल श्रमः ₹ 1,00,000-। - सिमी-कुशल श्रमः ₹ 1,50,000-। - कुशल श्रमः ₹ 2,00,000-। ब्याज दरः * * *-5 प्रतिशत प्रति वर्ष की सरल ब्याज दर। पुनर्भुगतानः मासिक किश्तों के साथ 5 साल की पुनर्भुगतान अवधि।

पात्रता

  • निर्माण श्रमिक को मणिपुर भवन और अन्य निर्माण श्रमिक कल्याण बोर्ड के तहत पंजीकृत होना चाहिए। 1. निर्माण श्रमिक के पास एक सक्रिय श्रम कार्ड होना चाहिए। 1. निर्माण को एक जमानत बांड निष्पादित करना चाहिए।
क्षेत्र: Manipurलाभ: other

आवश्यक दस्तावेज़

  • Certificate of Registration.
  • Payment Receipt of the Last Contribution.
  • Estimate Cost Copy of the House Construction.
  • Sanction Order Copy (granting loan/advance for construction of house in respect of the subsidy up to 25% of the amount of loan/advance received).
  • Aadhaar Card of the applicant and construction worker.
  • First Page of Bank Passbook.

आवेदन कैसे करें

  1. चरण 1: Offline — Step 1

    The interested applicant should visit (during office hours) the Manipur Building and Other Construction Workers Welfare Board and request a hard copy of the prescribed format of the application form from the staff exclusively entrusted to issue and collect filled-in applications. OR The interested applicant visits the official website and downloads the application form.

  2. चरण 2: Offline — Step 2

    In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).

  3. चरण 3: Offline — Step 3

    Submit the duly filled and signed application form along with the documents to the Labour Board Inspector

  4. चरण 4: Offline — Step 4

    Request a receipt or acknowledgement from the Labour Board Inspector to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable). <br> NOTE: - The applicant submits the surety bond to the board. - The completion certificate shall be submitted to the Board by the beneficiary building worker within six months from the date of Drawal of the Loan or Advance.

FAQ

What is the maximum loan amount under this scheme?

Up to [?]2,00,000 depending on the skill level of the beneficiary.

What is the interest rate for the loan?

The loan carries a simple interest rate of 5% per annum.

Who is eligible for the house construction loan?

Registered building workers with an active labor card are eligible.

What is the repayment period for the loan?

The loan must be repaid within 5 years.

What happens if I fail to repay the loan on time?

Legal action may be taken by the Board if loan conditions are not fulfilled.

What documents are required for applying?

A valid labor card, completed loan form, and surety bond are required.

Is there a penalty for not submitting a completion certificate?

Yes, failure to submit the certificate within six months can lead to legal consequences.

How is the loan amount decided?

The loan amount is based on the skill level of the worker: unskilled, semi-skilled, or skilled.

How do I apply for the loan?

Apply through the Board with a completed form and surety bond.

What is the purpose of the surety bond?

The surety bond is a legal agreement for loan repayment.

When does the repayment of the loan start?

The repayment begins as per the Board's specified installment schedule.

Sources & References

Ready to apply?

Applications are accepted only on the official government portal.

Open Official Website

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