education-learningGujarat
6% Interest Subsidy on Loans taken through Banks for Study Abroad
The scheme aims to reduce financial stress for ST students pursuing foreign education by providing up to ₹1,50,000 subsidy on interest for 3 years.
Goabanking-financial-services-and-insurance
Scheme For Soft Loan To The Grant-in-aid/ Non-grant In Aid Institutions For Maintenance And Upgradation Of Infrastructure Facilities
The objective of the scheme is to support the efforts of the management of the Non-Government aided institutions/non-grant-in-aid institutions for the upgradation and maintenance of infrastructural facilities for promoting a conducive atmosphere for learning.
- Ministry / Department
- Higher Education Department
- Level
- State
- Benefit type
- other
Last verified: 18 Jun 2026
Scheme For Soft Loan To The Grant-in-aid/ Non-grant In Aid Institutions For Maintenance And Upgradation Of Infrastructure Facilities क्या है?
The objective of the scheme is to support the efforts of the management of the Non-Government aided institutions/non-grant-in-aid institutions for the upgradation and maintenance of infrastructural facilities for promoting a conducive atmosphere for learning.
- लाभ
- चूंकि गोवा शिक्षा विकास निगम सहायता निगम में एक अनुदान है, इसलिए सॉफ्ट लोन लाभार्थियों को आर्थिक विकास निगम से ऋण लेकर और आगे इसे निम्नानुसार वितरित करके सहायता प्रदान की जाती हैः उच्च शिक्षा निदेशालय द्वारा मंजूरी आदेश जारी होने के तुरंत बाद ऋण राशि का 50 प्रतिशत जारी किया जाता है। सरकारी पंजीकृत अभियंता से एक प्रमाण पत्र प्रस्तुत करने पर ऋण राशि का 40 प्रतिशत जारी किया जाता है जिस पर एक चार्टर्ड एकाउंटेंट और कॉलेज के प्राचार्य/संस्थान के प्रमुख द्वारा विधिवत हस्ताक्षर किए जाते हैं। इस प्रभाव के लिए कि 50 प्रतिशत की पहली किश्त का पूरी तरह से उपयोग उस उद्देश्य के लिए किया गया है जिसके लिए इसे दिया गया था। ऋण राशि का 10 प्रतिशत निम्नलिखित तीन शर्तों के अधीन जारी किया गयाः क) चार्टर्ड एकाउंटेंट और कॉलेज के प्रिंसिपल/संस्थान के प्रमुख द्वारा विधिवत हस्ताक्षरित सरकारी पंजीकृत इंजीनियर से प्रमाण पत्र का उत्पादन; इस आशय के लिए कि ऋण राशि का 40 प्रतिशत पूरी तरह से उस उद्देश्य के लिए उपयोग किया गया है जिसके लिए इसे दिया गया था. बी) परियोजना पूरी हो गई है और उस प्रभाव के लिए प्रबंधन द्वारा एक पूर्णता प्रमाण पत्र प्रस्तुत किया गया है. सी) अधिभोग प्रमाण पत्र उच्च शिक्षा निदेशालय की संतुष्टि के लिए एक सक्षम प्राधिकारी द्वारा जारी किया जाता है।
- स्तर
- State — Goa
- मंत्रालय / विभाग
- Higher Education Department
- लाभ का प्रकार
- other
- मुख्य पात्रता
- All the aided/non-aided institutions of higher learning, including institutions providing professional courses, shall be eligible to apply for the loan subject to the following conditions:
- अंतिम सत्यापन
- 18 Jun 2026
योजना का विवरण
बुनियादी सुविधाओं के रखरखाव और उन्नयन के लिए सहायता संस्थानों में अनुदान-सहायता/गैर-अनुदान के लिए आसान ऋण योजना उच्च शिक्षा निदेशालय, गोवा सरकार द्वारा एक ऋण योजना है। इस योजना का उद्देश्य सीखने के लिए अनुकूल वातावरण को बढ़ावा देने के लिए बुनियादी सुविधाओं के उन्नयन और रखरखाव के लिए गैर-सरकारी सहायता प्राप्त संस्थानों/गैर-अनुदान प्राप्त संस्थानों के प्रबंधन के प्रयासों का समर्थन करना है।
लाभ
चूंकि गोवा शिक्षा विकास निगम सहायता निगम में एक अनुदान है, इसलिए सॉफ्ट लोन लाभार्थियों को आर्थिक विकास निगम से ऋण लेकर और आगे इसे निम्नानुसार वितरित करके सहायता प्रदान की जाती हैः उच्च शिक्षा निदेशालय द्वारा मंजूरी आदेश जारी होने के तुरंत बाद ऋण राशि का 50 प्रतिशत जारी किया जाता है। सरकारी पंजीकृत अभियंता से एक प्रमाण पत्र प्रस्तुत करने पर ऋण राशि का 40 प्रतिशत जारी किया जाता है जिस पर एक चार्टर्ड एकाउंटेंट और कॉलेज के प्राचार्य/संस्थान के प्रमुख द्वारा विधिवत हस्ताक्षर किए जाते हैं। इस प्रभाव के लिए कि 50 प्रतिशत की पहली किश्त का पूरी तरह से उपयोग उस उद्देश्य के लिए किया गया है जिसके लिए इसे दिया गया था। ऋण राशि का 10 प्रतिशत निम्नलिखित तीन शर्तों के अधीन जारी किया गयाः क) चार्टर्ड एकाउंटेंट और कॉलेज के प्रिंसिपल/संस्थान के प्रमुख द्वारा विधिवत हस्ताक्षरित सरकारी पंजीकृत इंजीनियर से प्रमाण पत्र का उत्पादन; इस आशय के लिए कि ऋण राशि का 40 प्रतिशत पूरी तरह से उस उद्देश्य के लिए उपयोग किया गया है जिसके लिए इसे दिया गया था. बी) परियोजना पूरी हो गई है और उस प्रभाव के लिए प्रबंधन द्वारा एक पूर्णता प्रमाण पत्र प्रस्तुत किया गया है. सी) अधिभोग प्रमाण पत्र उच्च शिक्षा निदेशालय की संतुष्टि के लिए एक सक्षम प्राधिकारी द्वारा जारी किया जाता है।
पात्रता
- व्यावसायिक पाठ्यक्रम प्रदान करने वाले संस्थानों सहित उच्च शिक्षा के सभी सहायता प्राप्त/गैर-सहायता प्राप्त संस्थान निम्नलिखित शर्तों के अधीन ऋण के लिए आवेदन करने के पात्र होंगेः 1. संस्थान गोवा में स्थित होना चाहिए। 1. संस्थान को चलाने वाली सोसायटी को सोसायटी पंजीकरण अधिनियम के तहत पंजीकृत किया जाना चाहिए था। 1. संस्थान को ऋण के आवेदन की तारीख से पहले कम से कम 10 वर्षों से परिचालन में होना चाहिए। 1. संस्थान के परिसर में कम से कम 300 छात्र होने चाहिए। 1. ऋण के लिए आवेदन की तारीख से ठीक पहले के पांच वर्षों में से पिछले तीन वर्षों में औसत उत्तीर्ण प्रतिशत 60 प्रतिशत से कम नहीं होना चाहिए। 1. ऋण चाहने वाली संस्था को निम्नलिखित दो आवश्यकताओं में से किसी एक को पूरा करना चाहिएः क) संबंधित संस्थान गोवा विश्वविद्यालय से संबद्ध होने चाहिए. ख) संस्थानों को ए. आई. सी. टी. ई./एम. सी. आई./ए. सी. आई./डी. सी. आई. या भारत सरकार/गोवा सरकार के किसी अन्य वैधानिक निकाय द्वारा मान्यता प्राप्त होनी चाहिए। कैनाकोना, पेरनेम, सत्तारी, सैंक्वेलिम, क्वेपेम, बिचोलिम और सांगुएम जैसे कम विकसित तालुकों के संस्थानों को विशेष प्राथमिकता दी जाएगी। 1. चूंकि इस योजना के तहत किसी भी समय वित्तीय सुविधाएं सीमित हैं, इसलिए नए संस्थानों की तुलना में पुराने संस्थानों को प्राथमिकता दी जाएगी।
क्षेत्र: Goaलाभ: other
आवश्यक दस्तावेज़
- ✓ An approved plan of construction.
- ✓ The cost estimate of the project, duly certified by a Registered Engineer and Chartered Accountant.
- ✓ The latest audited statements of accounts of the institution.
- ✓ Documents of the sale deed/long lease deed or any other documents which indicate the ownership of the land where the building will stand.
आवेदन कैसे करें
चरण 1: Offline — Step 1
In the prescribed format of the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents.
चरण 2: Offline — Step 2
Get the application duly signed by the Chairman of the Society.
चरण 3: Offline — Step 3
Send the duly filled and signed application to: The Directorate of Higher Education, SCERT building, Porvorim, Penha de França, Goa - 403 521
चरण 4: Offline — Step 4
Acquire the receipt/acknowledgement of the successful submission of the application from the Directorate.
FAQ
Are Non-Profit Organizations Other Than Societies Registered Under The Societies Registration Act Eligible For The Scheme?
The eligibility criteria mentioned in the content specifically state that the society running the institution should have been registered under the Societies Registration Act. Hence, only societies registered under this act are eligible to apply for the scheme.
Can Institutions Located Outside Goa Apply For The "Scheme For Soft Loan"?
No, the scheme is specifically meant for institutions situated in Goa. Institutions outside Goa are not eligible to apply for the soft loan under this scheme.
Is There Any Provision For Extending The Loan Repayment Period If An Institution Faces Financial Difficulties?
The content does not mention any provision for extending the loan repayment period. Institutions facing financial difficulties should contact the Directorate of Higher Education for information on possible solutions.
Are Institutions Offering Technical Or Vocational Courses Eligible To Apply For The Soft Loan?
Yes, institutions providing professional courses, including technical or vocational courses, are eligible to apply for the soft loan if they meet the other eligibility criteria specified in the scheme.
Can Newly Established Institutions Apply For The Soft Loan?
No, newly established institutions are not eligible to apply for the soft loan. The institution should have been in operation for at least 10 years preceding the date of application.
Are There Any Penalties For Late Repayment Of The Soft Loan?
The content does not provide details about penalties for late repayment of the soft loan. Applicants should refer to the loan agreement or guidelines for information on penalties and late payment charges, if any.
Is There Any Interest Charged On The Soft Loan Provided To The Institutions?
The guidelines do not mention any information about interest charges on the soft loan. Further details on interest rates or any other charges may be available from the Directorate of Higher Education.
Can The Soft Loan Be Used For Any Purpose Other Than Infrastructural Maintenance And Upgradation?
No, the soft loan is specifically intended for the maintenance and upgradation of infrastructural facilities in institutions. It must be utilized solely for this purpose and as per the guidelines of the scheme.
What Is The Maximum Loan Amount That Eligible Institutions Can Apply For Under The "Scheme For Soft Loan"?
The content does not specify the maximum loan amount that eligible institutions can apply for. Applicants may need to inquire with the Directorate of Higher Education to get detailed information on loan limits.
Can Institutions Providing Non-Professional Courses Apply For The "Scheme For Soft Loan"?
Yes, all institutions of higher learning, including those providing non-professional courses, are eligible to apply for the soft loan, subject to meeting the other eligibility criteria specified under the scheme.
What Are The Eligibility Criteria For The Passing Percentage Of The Institution To Apply For The Soft Loan?
The institution seeking the loan should have an average passing percentage of not below 60% in the last three years out of the five years immediately preceding the date of application for the loan.
Is There Any Restriction On The Utilization Of The Soft Loan Funds?
The scheme aims to support the upgradation and maintenance of infrastructural facilities in institutions. Thus, the funds must be utilized for this specific purpose and in accordance with the terms and conditions set by the Directorate of Higher Education.
Can Non-Grant-In-Aid Institutions Apply For The Scheme?
Yes, both aided and non-aided institutions of higher learning, including non-grant-in-aid institutions providing professional courses, are eligible to apply for the soft loan under the scheme.
What Are The Essential Documents Required For Applying For The Soft Loan?
The essential documents required for applying for the soft loan include: An approved plan of construction. Cost estimate of the project, certified by a Registered Engineer and Chartered Accountant. Latest audited statements of accounts of the institution. Documents proving ownership of the land where the building will be constructed, such as sale deed/long lease deed, or any other relevant documents.
Where Should Eligible Institutions Apply For The Soft Loan?
Eligible institutions willing to avail the loan facility should apply in the prescribed format (Appendix 'A') to the Directorate of Higher Education, located at SCERT Building, Porvorim, Penha de Franca, Goa - 403 521. The application should be duly signed by the Chairman of the Society.
How Are Preferences Given To Institutions Applying For The Soft Loan?
Special preference is given to institutions from less developed Talukas such as Canacona, Pernem, Sattari, Sanquelim, Quepem, Bicholim, and Sanguem. Older institutions are given priority over newer ones due to limited financial facilities under the scheme.
What Is The Main Objective Of The "Scheme For Soft Loan To The Grant-In-Aid/ Non-Grant In Aid Institutions For Maintenance And Upgradation Of Infrastructure Facilities"?
The main objective of the scheme is to support the management of Non-Government aided institutions and non-grant-in-aid institutions in Goa for the upgradation and maintenance of infrastructural facilities, creating a conducive atmosphere for learning.
Sources & References
- Official scheme website ↗
- View on myScheme (Government of India) ↗
- Information is summarised from official government sources. Verify all details on the official website before applying.
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