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6% Interest Subsidy on Loans taken through Banks up to a Limit of Rs.5 Lakh for Self-Employment

The scheme aims to promote self-employment among scheduled tribe (ST) individuals by making business loans affordable. Under this scheme, ST beneficiaries availing loans for self-employment are provided a interest subsidy to reduce financial burden and encourage entrepreneurship.

Ministry / Department
Tribal Development Department
Level
State
Benefit type
other
Last verified: 18 Jun 2026

What is 6% Interest Subsidy on Loans taken through Banks up to a Limit of Rs.5 Lakh for Self-Employment?

The scheme aims to promote self-employment among scheduled tribe (ST) individuals by making business loans affordable. Under this scheme, ST beneficiaries availing loans for self-employment are provided a interest subsidy to reduce financial burden and encourage entrepreneurship.

Benefit
• 6% interest subsidy on loans taken through banks. • Maximum loan amount eligible: ₹5,00,000/-. <br>
Level
State — Gujarat
Ministry / Dept.
Tribal Development Department
Benefit type
other
Key eligibility
The applicant must belong to the Scheduled Tribe (ST) category.
Last verified
18 Jun 2026

Overview

The "6% Interest Subsidy on Loans taken through Banks up to a Limit of Rs.5 Lakh for Self-Employment" scheme was launched by the Tribal Development Department, Government of Gujarat. It aims to promote self-employment among scheduled tribe (ST) individuals by making business loans affordable. Under this scheme, ST beneficiaries availing loans for self-employment are provided a interest subsidy to reduce financial burden and encourage entrepreneurship.

<br>

Benefits

  • 6% interest subsidy on loans taken through banks.
  • Maximum loan amount eligible: ₹5,00,000/-.
  • <br>

Eligibility

  • The applicant must belong to the Scheduled Tribe (ST) category.
  • The applicant must be a resident of tribal areas in Gujarat.
  • The applicant must have availed a bank loan for self-employment purposes.
  • <br>
Area: GujaratBenefit: other

Documents Required

  • Aadhaar Card
  • Bank Passbook/Cancelled Cheque
  • Caste Certificate
  • Loan Approval Letter
  • Passport-size Photos
  • <br>

How to Apply

  1. Step 1: Offline — Step 1

    **** The interested applicant should visit (during office hours) at the office of the Project Administrator, Gujarat Tribal Development Corporation, Gandhinagar, and all tribal district offices and request a hard copy of the prescribed format of the application form from the staff exclusively entrusted to issue and collect filled-in applications.

  2. Step 2: Offline — Step 2

    In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attestted, if required).

  3. Step 3: Offline — Step 3

    Submit the duly filled and signed application form along with the documents to the office of the Tribal District Sponsorship Administrator.

  4. Step 4: Offline — Step 4

    Request a receipt or acknowledgment from the office of the Tribal District Sponsorship Administrator. to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable). <br>

FAQ

Who is eligible for this scheme?

Only Scheduled Tribe individuals from Gujarat who have taken bank loans for self-employment. <br>

What is the maximum loan amount eligible for subsidy?

The maximum loan amount of ₹5,00,000 with 6% interest subsidy. <br>

Is there an income limit for applicants?

No, there is no income limit. <br>

What type of loans are covered under this scheme?

Loans taken for self-employment or business purposes approved by the Corporation. <br>

Can both men and women apply for this scheme?

Yes, it is open to all ST applicants regardless of gender. <br>

Where can the application form be obtained?

From the Project Administrator’s office in Gandhinagar or tribal district offices. <br>

What documents are required?

Aadhaar card, caste certificate, loan approval letter, bank passbook, and passport size photos. <br>

Where should the application be submitted?

The application submitted at the office of the Tribal District Sponsorship Administrator. <br>

Is there any cost for the application form?

No, it is free of cost. <br>

Who implements the scheme?

The scheme implemented by the Gujarat Tribal Development Corporation. <br>

Sources & References

Ready to apply?

Applications are accepted only on the official government portal.

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