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Contributory Social Security Scheme
The "Contributory Social Security Scheme (CSSS)" intends to provide social security to marginal workers on a contributory basis. The duration of the scheme shall be for a period of 5 years, or 10 years. The amount will be deposited in a bank account opened for the beneficiary.
- Ministry / Department
- Department Of Social Welfare J and K
- Level
- State
- Benefit type
- other
Last verified: 18 Jun 2026
What is Contributory Social Security Scheme?
The "Contributory Social Security Scheme (CSSS)" intends to provide social security to marginal workers on a contributory basis. The duration of the scheme shall be for a period of 5 years, or 10 years. The amount will be deposited in a bank account opened for the beneficiary.
- Benefit
- 1. A contribution of ₹ 300/- by the state and ₹ 200/- by the beneficiary shall be made per quarter for 5 or 10 years into the joint account opened for this purpose. 1. The amount will be deposited in a bank account opened for the beneficiary, which will remain pledged to the District Social Welfare Officer (DSWO) for the period of the scheme. 1. On completion of the scheme, the beneficiary has the option to withdraw the whole amount or re-invest in a pension scheme. 1. The beneficiary is insured under this scheme.
- Level
- State — Jammu and Kashmir
- Ministry / Dept.
- Department Of Social Welfare J and K
- Benefit type
- other
- Key eligibility
- The applicant should be a citizen of India.
- Last verified
- 18 Jun 2026
Overview
The "Contributory Social Security Scheme (CSSS)" is a Financial Support by the Social Welfare Department, Govt. of Jammu and Kashmir. The scheme intends to provide social security to marginal workers on a contributory basis. The duration of the scheme shall be for a period of 5 years, or 10 years. The amount will be deposited in a bank account opened for the beneficiary, which will remain pledged to the District Social Welfare Officer (DSWO) for the period of the scheme. On completion of the scheme, the beneficiary has the option to withdraw the whole amount or re-invest in a pension scheme. The beneficiary is insured under this scheme. The applicant shall approach the concerned District Social Welfare Officer (DSWO) for submission of the application. This scheme is 100% Sponsored by the Union Territory of Jammu & Kashmir, and only the permanent residents of the Union Territory of Jammu & Kashmir can apply for this scheme.
Benefits
1. A contribution of ₹ 300/- by the state and ₹ 200/- by the beneficiary shall be made per quarter for 5 or 10 years into the joint account opened for this purpose.
1. The amount will be deposited in a bank account opened for the beneficiary, which will remain pledged to the District Social Welfare Officer (DSWO) for the period of the scheme.
1. On completion of the scheme, the beneficiary has the option to withdraw the whole amount or re-invest in a pension scheme.
1. The beneficiary is insured under this scheme.
Eligibility
- The applicant should be a citizen of India.
- The applicant should not be below 18 years of age.
- The applicant should be a Marginal Worker (agriculture and non-agricultural labor, rural barber, craftsman, shepherd, blacksmith, mason, weaver, etc.).
- The income of the applicant (from all sources) should not exceed ₹ 48,000/- per annum.
- The applicant should be a domicile / permanent resident of the Union Territory of Jammu & Kashmir.
- The applicant or his spouse should not be a beneficiary of any existing scheme.
Area: Jammu and KashmirBenefit: other
Documents Required
- ✓ Proof of Residence of the UT of Jammu & Kashmir.
- ✓ Proof of Identity.
- ✓ Proof of Age (issued by the Board of School Education/Educational institution last attended, or Block Medical Officer in case of illiterate persons).
- ✓ Certificate of Profession and Income (from the Revenue Department not below the rank of Tehsildar or from the Administrator / Chairman of the concerned Local Government Body from the Sarpanch of the concerned Panchayat).
- ✓ Three passport-size photographs.
- ✓ Aadhaar Card.
- ✓ Details of the Bank Account (Bank Name, Branch Name, Address, IFSC, etc) of Self or of the Guardian.
- ✓ Any other document required by the District Social Welfare Office.
How to Apply
Step 1: Offline — Step 1
Visit the Tehsil Social Welfare Office or the District Social Welfare Office or the Nodal Bank, and request a hard copy of the format of the CSSS application form for the scheme from the concerned authority.
Step 2: Offline — Step 2
In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across), and attach all the (self-attested) mandatory documents.
Step 3: Offline — Step 3
Submit the duly filled and signed application form along with the documents to the District Social Welfare Officer.
Step 4: Offline — Step 4
Acquire the receipt/acknowledgment of the successful submission of the application form from the District Social Welfare Office. <br> > Post-Application Processes:
Step 1: Offline — Step 1
On receipt of the application duly completed by the applicants, the applications shall be consolidated by the TSWO and forwarded to the DSWO for approval/sanction by the District Level Sanctioning Committee.
Step 2: Offline — Step 2
After obtaining the approval, the DSWO shall issue authorization to the designated nodal branch of the J&K Bank to admit the beneficiary as a member of the scheme.
Step 3: Offline — Step 3
The branch concerned shall open a recurring social security deposit account (tailor-made for the purpose) in the name of the beneficiary to which contribution by the state and beneficiary shall be made. <br> > Check Application Status: The District Social Welfare Officer (DSWO) / Deputy Commissioner can be contacted regarding the application status of the scheme.
FAQ
What Are The Objectives Of This Scheme?
The objective of this scheme is to provide social security to marginal workers on a contributory basis.
What Shall Be The Duration Of This Scheme?
The beneficiary will have the option to select the duration of the scheme, i.e. 5 years or 10 years.
To Whom Shall The Amount Remain Pledged?
The amount will remain pledged to the District Social Welfare Officer (DSWO) for the period of the scheme.
What Shall Be The Mode Of Disbursal Of The Amount?
The amount will be deposited in a bank account opened for the beneficiary.
To Whom Should The Beneficiary Approach For Submission Of The Application?
The beneficiary shall approach the concerned DSWO for submission of the application.
What Options Will The Beneficiary Have On Completion Of The Scheme?
On completion of the scheme, the beneficiary has the option to withdraw the whole amount or re-invest in a pension scheme. The beneficiary is insured under this scheme.
How Much Shall Be The Contribution Of The State And Of The Beneficiary Into The Joint Account?
A contribution of [?] 300/- by the state and [?] 200/- by the beneficiary shall be made per quarter for 5 or 10 years into the joint account opened for this purpose.
I Am A 14-Year-Old School Student. Am I Eligible To Apply To This Scheme?
No, in order to be eligible, the age of the applicant should at least be below 18 years.
What Types Of Occupations Can A Marginal Worker Have?
The Marginal Worker can be: agriculture and non-agricultural labor, rural barber, craftsman, shepherd, blacksmiths, masons, weavers, etc.).
Is There An Income-Related Criterion For This Scheme?
Yes, the income of the applicant (from all sources) should not exceed [?] 48,000/- per annum.
Am I Eligible To Apply To This Scheme If I Am Already Availing The Benefits Of PM MUDRA Yojana?
No, the applicant or his spouse should not be a beneficiary of any existing scheme.
Is Jammu & Kashmir A State Or A Union Territory?
Jammu & Kashmir is a Union Territory of India.
What Is The Full Form Of TSWO?
The full form of TSWO is "Tehsil Social Welfare Officer".
What Is The Full Form Of DSWO?
The full form of DSWO is "District Social Welfare Officer".
What Details Are Required To Be Indicated In The Income Certificate?
The Income Certificate should indicate the monthly income of the family from all sources.
Is The Residential Certificate / Domicile Certificate Of The UT Of Jammu & Kashmir, A Mandatory Document For This Scheme?
Yes, the Residential Certificate / Domicile Certificate of the UT of Jammu & Kashmir is a mandatory document for this scheme.
Can I Reapply To This Scheme If I Am Already Availing The Benefits Of This Scheme?
No, you can not reapply to this scheme if you already have availed of its benefits.
Is This A UT Funded Or A Centrally Funded Scheme?
This is a 100% UT Funded scheme.
Is There Any Application Fee?
No, the entire application process is entirely free of cost.
Is There Any Compensation For The Delay In The Disbursal Of The Scheme Benefits?
No, there is no such mention in the scheme guidelines.
Where Can I Find The Link To The Scheme Guidelines?
The Scheme Guidelines can be found at this link - https://jksabwdobcs.com/pdf/gov_schemes.pdf
What Is The Link To The Website Of The Department Of Social Welfare, Government Of Jammu & Kashmir?
The link to the website of the Department of Social Welfare, Government of Jammu & Kashmir is: https://jksocialwelfare.nic.in/
Where Can I Find The Format Of The Application Form? Is It Available Online?
You need to visit the District Social Welfare Office and request a hard copy of the format of the application form for the scheme from the concerned authority.
Which Department Manages This Scheme?
This scheme is managed by the Department of Social Welfare, Government of Jammu & Kashmir.
Does This Scheme Accept Online Applications?
No, this scheme only accepts offline applications.
Is It Mandatory To Self-Attest All The Required Documents That Are To Be Attached To The Application?
Yes, all the required documents that are to be attached to the application should be self-attested mandatorily.
Is This Scheme A “One Family, One Benefit” Scheme?
No, there is no such mention in the scheme guidelines.
Sources & References
- Official scheme website ↗
- Guidelines 2 ↗
- View on myScheme (Government of India) ↗
- Information is summarised from official government sources. Verify all details on the official website before applying.
Ready to apply?
Applications are accepted only on the official government portal.
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