6% Interest Subsidy on Loans taken through Banks for Study Abroad
The scheme aims to reduce financial stress for ST students pursuing foreign education by providing up to ₹1,50,000 subsidy on interest for 3 years.
Under the scheme, loans/financial assistance is given to the Scheduled Caste Medical Post Graduate (M.D/M.S) Doctors to start their independent profession, clinic consultation room, etc.
Under the scheme, loans/financial assistance is given to the Scheduled Caste Medical Post Graduate (M.D/M.S) Doctors to start their independent profession, clinic consultation room, etc.
The scheme “Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Post Graduate Doctors of Scheduled Caste” was launched by the Director Scheduled Caste Welfare, Department of Social Justice & Empowerment, Government of Gujarat. The scheme was launched in the year 1982. Under the scheme, loans/financial assistance is given to the Scheduled Caste Medical Post Graduate (M.D/M.S) Doctors to start their independent profession/clinic consultation room, etc.
Loan/Assistance details under the scheme:
1. Subsidy/assistance of ₹50,000/-.
1. Loan up to ₹3,00,000/- at an interest rate of 4%.
Step 1: Online — Step 01
The eligible applicant may visit the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/
Step 2: Online — Step 02
On the home page, under the tab ‘Citizen Login’, click on New User ‘Please Register Here’.
Step 3: Online — Step 03
Enter your Full Name as per Aadhaar Card, Gender, Date of Birth, Aadhaar Card Number, Email ID, Caste etc. and then click on ‘Register’.
Step 4: Online — Step 04
After successful registration, the applicants can login through their User ID and Password.
Step 5: Online — Step 05
Now, click on ‘User Profile’ to update your profile.
Step 6: Online — Step 06
Fill in all the mandatory information and then click on ‘Update’.
Step 7: Online — Step 07
After updating the profile successfully, select the scheme appearing on the home page; an application form will open.
Step 8: Online — Step 08
Fill in all the mandatory details in the application form and upload all the relevant documents.
Step 9: Online — Step 09
Now agree with the terms & conditions and click on ‘Save Application’.
Step 10: Online — Step 10
Submit the application form and take out the print of the application for future reference. The applicant can note down the application number to track the application status by logging into the portal using their User ID and Password. User Manual
Step 1: Offline — Step 01
The eligible applicant may visit the nearest office of the District Deputy Director, Scheduled Caste Welfare and collect the application form. The application form can also be downloaded from the official website.
Step 2: Offline — Step 02
In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Offline — Step 03
Submit the duly filled and signed application form along with the documents to the concerned authority in the office.
Step 4: Offline — Step 04
Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted.
The scheme provides loans/financial assistance to Scheduled Caste Medical Post Graduate (M.D/M.S) Doctors to establish their independent profession/clinic consultation room, etc.
Beneficiaries receive a subsidy/assistance of [?]50,000/- and a loan of up to [?]3,00,000/- at an interest rate of 4%.
Applicants must be Medical Post Graduate (M.D/M.S) Doctors belonging to the Scheduled Caste category and natives of Gujarat state. There is no income limit.
No, applicants availing benefits under this scheme cannot avail benefits from any other similar government scheme.
Yes, Scheduled Caste post-graduate doctors in this category are not entitled to any loan/assistance under this scheme.
It must be used only for the purpose for which it is given. Any misuse will result in the recovery of the amount with penal interest.
The sanctioned loan will be recovered over a period of four years in equal monthly installments after the completion of the installment, including interest on the loan taken by the applicant from the bank or other financial institution, or after eight years, whichever is earlier.
Yes, the applicant is free to repay the outstanding amount earlier than the stipulated time.
A penal interest at the rate of 2.50% will be charged along with the installments if the applicant fails to repay the sanctioned loan within the stipulated time.
Eligible applicants can apply through the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/
Applications are accepted only on the official government portal.
Open Official WebsiteThe scheme aims to reduce financial stress for ST students pursuing foreign education by providing up to ₹1,50,000 subsidy on interest for 3 years.
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