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Employees Cooperative Societies Surety Loan
The scheme provides loans up to ₹1,50,000/- at an interest rate of 14%. It is aimed at assisting citizens by offering financial support through surety loans from the Employees Cooperative Societies.
- Ministry / Department
- Co-operation, Food and Consumer Protection Department
- Level
- State
- Benefit type
- other
Last verified: 18 Jun 2026
What is Employees Cooperative Societies Surety Loan?
The scheme provides loans up to ₹1,50,000/- at an interest rate of 14%. It is aimed at assisting citizens by offering financial support through surety loans from the Employees Cooperative Societies.
- Benefit
- • Access to Loan: Surety loans up to ₹1,50,000/-. - Interest Rate: 14% (subject to change). <br>
- Level
- State — Tamil Nadu
- Ministry / Dept.
- Co-operation, Food and Consumer Protection Department
- Benefit type
- other
- Key eligibility
- The beneficiary should be a resident of Tamil Nadu.
- Last verified
- 18 Jun 2026
Overview
The "Employees Cooperative Societies Surety Loan" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, aims to provide a maximum loan amount of ₹1,50,000/- at an interest rate of 14% (subject to change) through surety loans from the Employees Cooperative Societies. The purpose of this scheme is to extend loans to eligible citizens for financial support.
<br>
Benefits
Access to Loan: Surety loans up to ₹1,50,000/-. - Interest Rate: 14% (subject to change).
<br>
Eligibility
- The beneficiary should be a resident of Tamil Nadu.
- The beneficiary should be a member of an Employees Cooperative Society.
- The beneficiary should be interested in availing Employees Cooperative Societies Surety loan.
- <br>
Area: Tamil NaduBenefit: other
Documents Required
- ✓ Identity proof (Aadhaar, PAN card, etc.).
- ✓ Address proof.
- ✓ Proof of employment or Income Certificate (if applicable).
- ✓ Any other documents (if required).
- ✓ <br>
How to Apply
Step 1: Offline — Step 1
The interested applicant should collect the application form by contacting the Secretary/ Special Officer of the office of the Employees Cooperative Society.
Step 2: Offline — Step 2
In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Offline — Step 3
Submit the duly filled and signed application form along with the documents to the concerned authority..
Step 4: Offline — Step 4
Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and unique identification number (if applicable).
FAQ
What is the objective of this scheme?
The scheme provides loans up to [?]1,50,000/- at an interest rate of 14%. It is aimed at assisting citizens by offering financial support through surety loans from the Employees Cooperative Societies.
What is the maximum loan amount available under the scheme?
The maximum loan amount offered under this scheme is [?]1,50,000/-.
What is the current rate of interest?
The current rate of interest is 14%, subject to change based on government policies.
Who sponsors the scheme?
The scheme is sponsored by the state government.
Who is eligible to avail of this scheme?
Eligible citizens who are members of an Employees Cooperative Society can apply for this scheme.
Is there any income limit for eligibility?
No specific income limit has been mentioned in the scheme's eligibility criteria.
What is the duration for loan repayment?
The loan repayment duration is determined by the cooperative society based on its regulations.
Is there any age restriction for applying?
No specific age restrictions have been mentioned for eligibility.
How can an applicant apply for the loan?
Applicants need to visit the Employees Cooperative Society and submit the necessary documents to the Secretary or Special Officer.
Are there any restrictions based on community or caste?
There are no community-based or caste-based restrictions mentioned in the scheme.
Sources & References
- Official scheme website ↗
- View on myScheme (Government of India) ↗
- Information is summarised from official government sources. Verify all details on the official website before applying.
Ready to apply?
Applications are accepted only on the official government portal.
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