The Aam Aadmi Bima Yojana (AABY) is a social security scheme for rural landless households implemented by the Ministry of Labour & Employment, Government of India. The scheme provides insurance coverage to the head of the household or an earning member of the family in the age group of 18 to 59.
The Aam Aadmi Bima Yojana (AABY) is a social security scheme for rural landless households implemented by the Ministry of Labour & Employment, Government of India. The scheme provides insurance coverage to the head of the household or an earning member of the family in the age group of 18 to 59.
आम आदमी बीमा योजना (एएबीवाई) श्रम और परिवार कल्याण मंत्रालय द्वारा शुरू की गई एक सामाजिक सुरक्षा योजना है। रोजगार, भारत सरकार, और एल. आई. सी. के माध्यम से लागू किया गया। यह 48 विशिष्ट व्यावसायिक/व्यावसायिक समूहों, ग्रामीण भूमिहीन परिवारों और असंगठित श्रमिकों के सदस्यों को मृत्यु और विकलांगता कवरेज प्रदान करता है। 18-59 वर्ष की आयु के लाभार्थी बीमा कवरेज के लिए 200 रुपये के रियायती वार्षिक प्रीमियम का भुगतान करते हैं। इसके अतिरिक्त, समग्र परिवार कल्याण सुनिश्चित करते हुए ग्रेड 9-12 में पढ़ने वाले बच्चों के लिए छात्रवृत्ति प्रदान की जाती है
जीवन बीमा कवरेजः * * *-प्राकृतिक मृत्युः ₹30,000/--दुर्घटना के कारण मृत्युः ₹75,000/- और ₹75,000/- और ₹75,000/- दुर्घटना के कारण कुल स्थायी अक्षमता (दो आंखों या दो अंगों का नुकसान): ₹75,000/- दुर्घटना के कारण आंशिक स्थायी अक्षमता (एक आंख या एक अंग का नुकसान): ₹37,500/- छात्रवृत्तिः * *-9वीं से 12वीं कक्षा के बीच पढ़ने वाले लाभार्थी के दो बच्चों को प्रति माह ₹100/- (प्रत्येक आधे वर्ष के लिए-1 जुलाई और 1 जनवरी, प्रत्येक वर्ष) प्राप्त होंगे। वार्षिक प्रीमियम राशिः ₹200/- प्रति सदस्य। सामाजिक सुरक्षा कोष (एस. एस. एफ.) से अनुदानः भारत सरकार द्वारा सामाजिक सुरक्षा कोष (एस. एस. एफ.) के माध्यम से कुल प्रीमियम (₹100/-) का 50 प्रतिशत अनुदान दिया जाता है। ग्रामीण भूमिहीन परिवारों के लिए प्रीमियम भुगतान (आर. एल. एच.): शेष 50 प्रतिशत प्रीमियम (100 रुपये) का भुगतान संबंधित राज्य सरकार या केंद्र शासित प्रदेश द्वारा किया जाता है। - * अन्य व्यावसायिक समूहों के लिए प्रीमियम भुगतानः * * प्रीमियम का शेष 50 प्रतिशत (₹100/-) नोडल एजेंसी, सदस्य और/या राज्य सरकार/केंद्र शासित प्रदेश के योगदान के संयोजन द्वारा कवर किया जाता है।
चरण 1: Offline — Step 1
The nominee of the deceased member submits a claim application to the designated official of the Nodal Agency along with the original death certificate and an attested copy.
चरण 2: Offline — Step 2
The designated official verifies the submitted claim documents.
चरण 3: Offline — Step 3
The Nodal Agency prepares a claim packet, including the completed claim form, the death certificate, and a certificate confirming the deceased was the head or earning member of a BPL or marginally above BPL family under eligible occupations.
चरण 4: Offline — Step 4
The verified claim packet is forwarded to LIC for processing. > Accident Claim Procedure:
चरण 1: Offline — Step 1
The nominee submits an application along with the Death Registration Certificate and additional documents, including the FIR, Post Mortem Report, Police Inquest Report, and Police Conclusion Report or Final Report.
चरण 2: Offline — Step 2
The Nodal Agency verifies the documents and forwards the claim to LIC for further processing. > Scholarship Claim Procedure:
चरण 1: Offline — Step 1
The member whose child is eligible for a scholarship fills out a scholarship application form twice a year and submits it to the Nodal Agency.
चरण 2: Offline — Step 2
The Nodal Agency identifies the eligible students and prepares a list of beneficiaries.
चरण 3: Offline — Step 3
The list, along with details such as the student’s name, school, class, member details, and NEFT information, is sent to LIC’s P&GS unit.
चरण 4: Offline — Step 4
LIC disburses the scholarship amount directly to the beneficiary’s bank account through NEFT every half year on 1st July and 1st January. <br>
The "Aam Aadmi Bima Yojana (AABY)" is a social security scheme launched by the Government of India to provide life and disability insurance to members of identified occupational groups, rural landless households, and unorganized workers.
The scheme is implemented by the Life Insurance Corporation (LIC) of India through nodal agencies such as state governments, central ministries, or other institutional arrangements.
Beneficiaries must be between the ages of 18 and 59 years to be eligible for the scheme.
The head or earning member of a family below the poverty line (BPL) or marginally above the poverty line (APL) in identified occupational groups or rural landless households is eligible to apply.
In case of natural death, AABY provides an insurance cover of [?]30,000/- to the nominee of the deceased.
The scheme offers [?]75,000/- for total permanent disability and [?]37,500/- for partial permanent disability due to an accident.
Two children of the insured, studying in grades 9 to 12, are eligible for a scholarship of [?]100 per month, payable half-yearly.
Claims are processed by LIC and are directly transferred to the beneficiary's bank account via NEFT or other approved modes after verification by the nodal agency.
Accident claims require additional documents, including a copy of the FIR, Post Mortem Report, Police Inquest Report, and Police Final Report or Conclusion Report.
Scholarships are disbursed twice a year, on 1st July and 1st January, directly to the bank accounts of eligible students through NEFT.
Applications are accepted only on the official government portal.
Open Official Website"ARAVANAIPPU", a scheme by the Dept of Women and Child Development, Govt of Puducherry aims to improve the status of the girl child and provide nutritious food; financial assistance of ₹1200 is offered to lactating mothers. The girl child of the applicant should be born after 1-4-2005.
The "Aam Aadmi Bima Yojana" scheme is implemented by the Social Justice & Special Assistance Department, Government of Maharashtra. This Centrally Sponsored Scheme is aimed at providing insurance and scholarship benefits to landless labourers in rural areas, aged 18 to 59 years.
The scheme aims to provide financial relief to farmers whose agricultural land has been damaged due to natural disasters such as floods, landslides, avalanches, or river diversions. Under this scheme, a minimum of ₹5,000/- and a maximum of ₹47,000/- is provided to the beneficiaries.
"Ashraya Adhar Scheme" is introduced to provide financial assistance in the form of loans to the members of Scheduled Tribes for the purpose of repair, renovation/reconstruction of houses. The Goa State Scheduled Tribes Finance and Development Corporation has introduced this scheme.
The scheme "Aahar Anudan Yojana" provides monthly assistance of ₹1,000 to students, girls, and women from backward tribes like Baiga, Bharia, and Saharia. The scheme aims to combat malnutrition among special tribal families by ensuring access to nutritious food through financial assistance.
The scheme provides financial assistance of ₹5,000/- to NGOs for performing the last rites of any unclaimed or destitute person of any age/caste/class, who has died either naturally or due to an accident within Rajasthan or outside the state, provided that the cremation is conducted in Rajasthan.