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Aatmanirbhar Gujarat Scheme for assistance to MSMEs: Assistance for Interest Subsidy to Micro, Small and Medium Enterprise (Manufacturing Sector)

The "Aatmanirbhar Gujarat Scheme for assistance to MSMEs" aims to empower the state's dynamic MSME sector, which significantly contributes to employment, GDP, and exports.

Ministry / Department
Industries and Mines Department
Level
State
Benefit type
other
Last verified: 18 Jun 2026

Aatmanirbhar Gujarat Scheme for assistance to MSMEs: Assistance for Interest Subsidy to Micro, Small and Medium Enterprise (Manufacturing Sector) क्या है?

The "Aatmanirbhar Gujarat Scheme for assistance to MSMEs" aims to empower the state's dynamic MSME sector, which significantly contributes to employment, GDP, and exports.

लाभ
• * वित्तीय सहायता तालुका की श्रेणी * * * * प्रोत्साहन की मात्रा * * 7 साल की अवधि के लिए प्रति वर्ष अधिकतम ₹3 की राशि के साथ सावधि ऋण पर श्रेणी 17 प्रतिशत 6 साल की अवधि के लिए प्रति वर्ष अधिकतम ₹1 की राशि के साथ सावधि ऋण पर श्रेणी 2,6 प्रतिशत श्रेणी 3 और नगर निगम क्षेत्रों 5 साल की अवधि के लिए प्रति वर्ष अधिकतम ₹2 की राशि के साथ सावधि ऋण पर%
स्तर
State — Gujarat
मंत्रालय / विभाग
Industries and Mines Department
लाभ का प्रकार
other
मुख्य पात्रता
The firm must be a Micro/Small/Medium enterprise.
अंतिम सत्यापन
18 Jun 2026

योजना का विवरण

एमएसएमई के लिए आत्मनिर्भर गुजरात योजना उद्योग और खान विभाग, गुजरात द्वारा शुरू की गई एक व्यापक योजना है। इसका उद्देश्य राज्य के गतिशील एमएसएमई क्षेत्र को सशक्त बनाना है, जो रोजगार, जीडीपी और निर्यात में महत्वपूर्ण योगदान देता है। 5 अक्टूबर, 2022 से 4 अक्टूबर, 2027 तक प्रभावी, यह पहल विकास, निवेश और 'आत्मनिर्भर गुजरात' और 'आत्मनिर्भर भारत' के दृष्टिकोण का समर्थन करती है। & quot; & quot; & quot; & quot; & quot; & quot; & quot; & quot; & quot; & quot;

लाभ

* वित्तीय सहायता तालुका की श्रेणी * * * * प्रोत्साहन की मात्रा * * 7 साल की अवधि के लिए प्रति वर्ष अधिकतम ₹3 की राशि के साथ सावधि ऋण पर श्रेणी 17 प्रतिशत 6 साल की अवधि के लिए प्रति वर्ष अधिकतम ₹1 की राशि के साथ सावधि ऋण पर श्रेणी 2,6 प्रतिशत श्रेणी 3 और नगर निगम क्षेत्रों 5 साल की अवधि के लिए प्रति वर्ष अधिकतम ₹2 की राशि के साथ सावधि ऋण पर%

पात्रता

  • फर्म सूक्ष्म/लघु/मध्यम उद्यम होना चाहिए। 1. उद्यम ने एमएसएमई मंत्रालय या उद्योग और आंतरिक व्यापार संवर्धन विभाग (डी. पी. आई. आई. टी.) से स्वीकृति या पंजीकरण प्राप्त किया होना चाहिए। 1. विस्तार या विविधीकरण करने वाले नए उद्यम या मौजूदा उद्यम पात्र हैं। 1. उद्यम को योजना की परिचालन अवधि के दौरान वाणिज्यिक उत्पादन या सेवाएं प्रदान करना शुरू करना चाहिए। 1. उद्यम को पहले ऋण वितरण, वाणिज्यिक उत्पादन/सेवाओं की शुरुआत या जी. आर. जारी करने की तारीख, जो भी बाद में हो, के एक वर्ष के भीतर ऑनलाइन आवेदन जमा करना होगा। 1. आवेदन योजना की अंतिम परिचालन तिथि से पहले जमा किए जाने चाहिए। 1. उद्यम को बैंक/वित्तीय संस्थान को नियमित किश्तों और ब्याज का भुगतान करना चाहिए।
क्षेत्र: Gujaratलाभ: other

आवश्यक दस्तावेज़

  • Printed copy of the application along with declaration and undertaking in the application form signed by an authorized person, including their designation and name with the enterprise's stamp.
  • Copy of acknowledgment of Udyog Aadhaar / Udyam Registration.
  • Copy of term loan sanction letter.
  • Copy of term loan account statement / bank certification of first disbursement certificate.
  • Copy of the constitution of the enterprise (registered partnership deed for partnerships).
  • Copy of DPR of the enterprise (for projects up to ₹5 crores); for projects above ₹5 crores, DIC will ask for a bank appraisal report.
  • Shop & Establishment Certificate (for service sector enterprises in municipal corporations).
  • Copy of GST registration (if applicable).
  • Copy of PAN card of the enterprise.
  • Copy of ITR for the last financial year showing plant & machinery value (new enterprises must submit a self-declaration for the first time).
  • Copy of birth certificate/school leaving certificate (for entrepreneurs under 35 years as of the bank loan sanction date).
  • Copy of caste certificate from a competent authority.
  • Copy of certificate for differently abled persons from a competent authority.
  • Copy of CTE issued by the GPCB (if applicable).
  • Self-certified/certified copy of documents such as 7/12 Utara, Namuna 6, copy of index, property card, etc. (any one).
  • NA permission (if applicable).
  • Copy of notarized rent deed (agreement) with the owner's proof/affidavit for ownership of land/property.
  • Copy of lease deed (agreement) with the owner's proof of ownership of land/property.
  • Copy of the property tax receipt (for service activities).
  • Board resolution for signing authority (in case of partnerships, LLPs, Pvt. Ltd., or Limited Companies).
  • Declaration and undertaking regarding other investments in Gujarat.
  • Annexure of the balance sheet showing the gross fixed capital investment of the previous financial year.
  • CA certificate showing the gross fixed capital investment before initiating expansion/diversification/forward or backward integration.

आवेदन कैसे करें

  1. चरण 1: Online — Step 1

    Visit the Investor Facilitation Portal (IFP) portal. Click on "New Investor Registration" to access the registration form.

  2. चरण 2: Online — Step 2

    Fill in the Registration Form. Click on "Submit".

  3. चरण 3: Online — Step 3

    Verify the E-mail ID using the link sent on your registered E-mail ID.

  4. चरण 4: Online — Step 4

    After verification, you will be registered successfully. <br> > Post-Registration Process:

  5. चरण 1: Online — Step 1

    Visit the Investor Facilitation Portal (IFP) portal. Click on "Login".

  6. चरण 2: Online — Step 2

    Enter the email address and password you used during registration.

  7. चरण 3: Online — Step 3

    Click the "Login" button to access your account.

  8. चरण 4: Online — Step 4

    Now fill in the required details and mandatory documents about your business to complete the application process. <br> > Helpdesk: Contact Us.

FAQ

What is the "Aatmanirbhar Gujarat Scheme for Assistance to MSMEs"?

The "Aatmanirbhar Gujarat Scheme for Assistance to MSMEs" is a state initiative designed to support and strengthen the MSME sector in Gujarat. It aims to enhance growth, encourage investments, and contribute to the vision of self-reliant Gujarat and India.

When is the scheme operative?

The scheme is operative from October 5, 2022, to October 4, 2027, covering a period of five years.

What are the objectives of the scheme?

The scheme aims to boost MSME growth, enhance the industrial ecosystem, encourage investments, and contribute to Gujarat's and India's self-reliance vision.

What are some initiatives included in the scheme?

The scheme includes the establishment of new industrial estates, sector-specific parks, and infrastructure projects, along with amendments to the Gujarat Industrial Policy 2020 to further support MSME growth.

Who is eligible to benefit from the scheme?

MSMEs established and operating within Gujarat are eligible to benefit from the scheme, as per the criteria defined in the policy framework.

How is the incentive amount calculated?

The incentive is calculated based on the lower of the Gross Fixed Capital Investment (GFCI) made in the project or the cost appraised by a bank or financial institution.

What is the incentive rate for enterprises in Category 1 areas?

Enterprises in Category 1 areas can receive 7% of the term loan amount, with a maximum of [?]35,00,000/- per annum, for a period of 7 years.

What is the incentive rate for enterprises in Category 2 areas?

Enterprises in Category 2 areas can receive 6% of the term loan amount, with a maximum of [?]30,00,000 per annum, for a period of 6 years.

What is the incentive rate for enterprises in Category 3 and municipal corporation areas?

Enterprises in Category 3 and municipal corporation areas can receive 5% of the term loan amount, with a maximum of [?]25,00,000/- per annum, for a period of 5 years.

What happens if the GFCI exceeds the cost appraised by the bank or financial institution?

In such cases, the lower of the two amounts will be considered for calculating the incentive.

What types of projects are covered under this scheme?

Both new projects and expansion/diversification projects in the manufacturing or services sector are eligible, provided they meet the eligibility criteria.

Can an enterprise in a municipal corporation area receive benefits under this scheme?

Yes, enterprises in municipal corporation areas are eligible for incentives at 5% of the term loan amount, with a maximum of [?]25,00,000/- per annum for 5 years.

What is the additional interest subsidy available for differently-abled entrepreneurs, women entrepreneurs, and registered startups?

Differently-abled entrepreneurs, women entrepreneurs, and registered startups in the manufacturing sector are eligible for an additional 1% interest subsidy on their term loan.

Is there an additional benefit for young entrepreneurs?

Yes, young entrepreneurs below the age of 35 years on the date of sanction of the term loan are eligible for an additional 1% interest subsidy.

What is the minimum interest rate that an eligible enterprise must bear?

An eligible enterprise must bear a minimum of 2% interest on the term loan, regardless of the subsidies availed.

Can an existing enterprise install renewable power plants and receive interest subsidies?

Yes, existing enterprises installing new solar power plants or other renewable power plants for captive consumption on their premises are eligible for interest subsidies based on the enterprise's location.

Can an enterprise avail the renewable power subsidy more than once?

No, the incentive for renewable power installations is available only once. Enterprises that have availed this subsidy under a previous scheme are not eligible under the current scheme.

Are startups eligible for both the 1% additional interest subsidy and the general interest subsidy?

Yes, registered startups in the manufacturing sector can avail both the general interest subsidy and the additional 1% subsidy.

Sources & References

Ready to apply?

Applications are accepted only on the official government portal.

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