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Aatmanirbhar Gujarat Scheme for assistance to MSMEs: Assistance for Reimbursement of CGTMSE Fees

The "Aatmanirbhar Gujarat Scheme for assistance to MSMEs" aims to empower the state's dynamic MSME sector, which significantly contributes to employment, GDP, and exports.

Ministry / Department
Industries and Mines Department
Level
State
Benefit type
other
Last verified: 18 Jun 2026

Aatmanirbhar Gujarat Scheme for assistance to MSMEs: Assistance for Reimbursement of CGTMSE Fees क्या है?

The "Aatmanirbhar Gujarat Scheme for assistance to MSMEs" aims to empower the state's dynamic MSME sector, which significantly contributes to employment, GDP, and exports.

लाभ
• * * शुल्क की प्रतिपूर्तिः 5 साल की अवधि के लिए सी. जी. टी. एम. एस. ई. के तहत संपार्श्विक मुक्त ऋण के लिए बैंकों या वित्तीय संस्थानों को भुगतान किए गए वार्षिक सेवा शुल्क की प्रतिपूर्ति। वार्षिक सेवा शुल्कः पहले वर्ष-1.8% + जोखिम प्रीमियम; दूसरे वर्ष के बादः 0.85% या समय-समय पर CGTMSE (क्रेडिट गारंटी फंड ट्रस्ट फॉर माइक्रो एंड स्मॉल एंटरप्राइज) ट्रस्ट/RBI द्वारा संशोधित।
स्तर
State — Gujarat
मंत्रालय / विभाग
Industries and Mines Department
लाभ का प्रकार
other
मुख्य पात्रता
The scheme is open to Micro and Small Enterprises (MSEs) that have availed a collateral-free term loan under the Credit Guarantee Scheme of CGTMSE.
अंतिम सत्यापन
18 Jun 2026

योजना का विवरण

एमएसएमई के लिए आत्मनिर्भर गुजरात योजना उद्योग और खान विभाग, गुजरात द्वारा शुरू की गई एक व्यापक योजना है। इसका उद्देश्य राज्य के गतिशील एमएसएमई क्षेत्र को सशक्त बनाना है, जो रोजगार, जीडीपी और निर्यात में महत्वपूर्ण योगदान देता है। 5 अक्टूबर, 2022 से 4 अक्टूबर, 2027 तक प्रभावी, यह पहल विकास, निवेश और 'आत्मनिर्भर गुजरात' और 'आत्मनिर्भर भारत' के दृष्टिकोण का समर्थन करती है। घटक 'सी. जी. टी. एम. एस. ई. शुल्क की प्रतिपूर्ति के लिए सहायता' का उद्देश्य सूक्ष्म और लघु उद्यमों (सी. जी. टी. एम. एस. ई.) योजना के लिए क्रेडिट गारंटी फंड ट्रस्ट (सी. जी. टी. एम. एस. ई.) के तहत संपार्श्विक मुक्त ऋण के लिए बैंकों या वित्तीय संस्थानों द्वारा लिए गए वार्षिक सेवा शुल्क की प्रतिपूर्ति करके सूक्ष्म और लघु उद्यमों (एम. एस. ई.) को वित्तीय सहायता प्रदान करना है। & प्रा. & प्रा. & प्रा. & प्रा. & प्रा. & प्रा

लाभ

* * शुल्क की प्रतिपूर्तिः 5 साल की अवधि के लिए सी. जी. टी. एम. एस. ई. के तहत संपार्श्विक मुक्त ऋण के लिए बैंकों या वित्तीय संस्थानों को भुगतान किए गए वार्षिक सेवा शुल्क की प्रतिपूर्ति। वार्षिक सेवा शुल्कः पहले वर्ष-1.8% + जोखिम प्रीमियम; दूसरे वर्ष के बादः 0.85% या समय-समय पर CGTMSE (क्रेडिट गारंटी फंड ट्रस्ट फॉर माइक्रो एंड स्मॉल एंटरप्राइज) ट्रस्ट/RBI द्वारा संशोधित।

पात्रता

  • यह योजना सूक्ष्म और लघु उद्यमों (एम. एस. ई.) के लिए खुली है जिन्होंने सी. जी. टी. एम. एस. ई. की ऋण गारंटी योजना के तहत संपार्श्विक मुक्त सावधि ऋण का लाभ उठाया है। 1. एम. एस. ई. को ऋण के पहले वितरण से एक वर्ष के भीतर या वाणिज्यिक उत्पादन शुरू होने की तारीख (जो भी बाद में हो) से पहले संबंधित जिला उद्योग केंद्र (डी. आई. सी.) को आवेदन करना चाहिए। 1. उद्यम ने सी. जी. टी. एम. एस. ई. समर्थित ऋण के लिए वार्षिक सेवा शुल्क का भुगतान किया होगा।
क्षेत्र: Gujaratलाभ: other

आवश्यक दस्तावेज़

  • Printed copy of the application along with declaration and undertaking in the application form signed by an authorized person, including their designation and name with the enterprise's stamp.
  • Copy of acknowledgment of Udyog Aadhaar / Udyam Registration.
  • Copy of term loan sanction letter.
  • Copy of term loan account statement / bank certification of first disbursement certificate.
  • Copy of the constitution of the enterprise (registered partnership deed for partnerships).
  • Copy of DPR of the enterprise (for projects up to ₹5 crores); for projects above ₹5 crores, DIC will ask for a bank appraisal report.
  • Shop & Establishment Certificate (for service sector enterprises in municipal corporations).
  • Copy of GST registration (if applicable).
  • Copy of PAN card of the enterprise.
  • Copy of ITR for the last financial year showing plant & machinery value (new enterprises must submit a self-declaration for the first time).
  • Copy of birth certificate/school leaving certificate (for entrepreneurs under 35 years as of the bank loan sanction date).
  • Copy of caste certificate from a competent authority.
  • Copy of certificate for differently abled persons from a competent authority.
  • Copy of CTE issued by the GPCB (if applicable).
  • Self-certified/certified copy of documents such as 7/12 Utara, Namuna 6, copy of index, property card, etc. (any one).
  • NA permission (if applicable).
  • Copy of notarized rent deed (agreement) with the owner's proof/affidavit for ownership of land/property.
  • Copy of lease deed (agreement) with the owner's proof of ownership of land/property.
  • Copy of the property tax receipt (for service activities).
  • Board resolution for signing authority (in case of partnerships, LLPs, Pvt. Ltd., or Limited Companies).
  • Declaration and undertaking regarding other investments in Gujarat.
  • Annexure of the balance sheet showing the gross fixed capital investment of the previous financial year.
  • CA certificate showing the gross fixed capital investment before initiating expansion/diversification/forward or backward integration.

आवेदन कैसे करें

  1. चरण 1: Online — Step 1

    Visit the Investor Facilitation Portal (IFP) portal. Click on "New Investor Registration" to access the registration form.

  2. चरण 2: Online — Step 2

    Fill in the Registration Form. Click on "Submit".

  3. चरण 3: Online — Step 3

    Verify the E-mail ID using the link sent on your registered E-mail ID.

  4. चरण 4: Online — Step 4

    After verification, you will be registered successfully. <br> > Post-Registration Process:

  5. चरण 1: Online — Step 1

    Visit the Investor Facilitation Portal (IFP) portal. Click on "Login".

  6. चरण 2: Online — Step 2

    Enter the email address and password you used during registration.

  7. चरण 3: Online — Step 3

    Click the "Login" button to access your account.

  8. चरण 4: Online — Step 4

    Now fill in the required details and mandatory documents about your business to complete the application process. <br> > Helpdesk: Contact Here

FAQ

What is the "Aatmanirbhar Gujarat Scheme for Assistance to MSMEs"?

The "Aatmanirbhar Gujarat Scheme for Assistance to MSMEs" is a state initiative designed to support and strengthen the MSME sector in Gujarat. It aims to enhance growth, encourage investments, and contribute to the vision of self-reliant Gujarat and India.

When is the scheme operative?

The scheme is operative from October 5, 2022, to October 4, 2027, covering a period of five years.

What are the objectives of the scheme?

The scheme aims to boost MSME growth, enhance the industrial ecosystem, encourage investments, and contribute to Gujarat's and India's self-reliance vision.

What are some initiatives included in the scheme?

The scheme includes the establishment of new industrial estates, sector-specific parks, and infrastructure projects, along with amendments to the Gujarat Industrial Policy 2020 to further support MSME growth.

Who is eligible to benefit from the scheme?

MSMEs established and operating within Gujarat are eligible to benefit from the scheme, as per the criteria defined in the policy framework.

What is the primary purpose of the "Assistance for Reimbursement of CGTMSE Fees" component?

The scheme aims to support Micro and Small Enterprises (MSEs) by reimbursing the annual service fees paid for availing collateral-free loans under the CGTMSE scheme.

Who is eligible to apply for this scheme?

Micro and Small Enterprises (MSEs) engaged in manufacturing or allied activities and availing collateral-free term loans under CGTMSE are eligible.

What activities are excluded from the scheme?

Enterprises involved in service or trading activities are not eligible under this scheme.

How much of the service fee is reimbursed under the scheme?

The scheme provides 100% reimbursement of the annual service fees charged by banks or financial institutions for CGTMSE-backed loans.

For how long can an enterprise receive assistance under the scheme?

Eligible enterprises can receive reimbursement for a period of 5 years.

What is the deadline to apply for the reimbursement?

Applications must be submitted within one year from the first disbursement of the loan or before the commencement of commercial production, whichever is later.

Can enterprises apply for reimbursement for loans availed under previous schemes?

Yes, eligible enterprises can claim reimbursement for expenditures incurred during the operative period of the previous scheme, as per the guidelines.

What is CGTMSE, and how does it support MSEs?

CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) facilitates collateral-free loans to MSEs, helping them secure financial assistance without the need for traditional security.

Sources & References

Ready to apply?

Applications are accepted only on the official government portal.

Open Official Website

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