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Dr.Babasaheb Ambedkar Udyog Uday Yojana: Assistance for Interest Subsidy (Service Sector)

The scheme "Dr.Babasaheb Ambedkar Udyog Uday Yojana" aims to support SC/ST entrepreneurs and strengthen MSMEs, making them globally competitive.

Ministry / Department
Industries and Mines Department
Level
State
Benefit type
other
Last verified: 18 Jun 2026

Dr.Babasaheb Ambedkar Udyog Uday Yojana: Assistance for Interest Subsidy (Service Sector) क्या है?

The scheme "Dr.Babasaheb Ambedkar Udyog Uday Yojana" aims to support SC/ST entrepreneurs and strengthen MSMEs, making them globally competitive.

लाभ
वित्तीय सहायता तालुका की श्रेणी प्रोत्साहन की मात्रा (https://indextb.com/files/2020/11/a34fc914-6cdd-4fd6-8773-502017da4334_taluka%20category.pdf) 7 साल की अवधि के लिए प्रति वर्ष ₹ 35,00,000 की अधिकतम राशि के साथ सावधि ऋण पर 8 प्रतिशत (https://indextb.com/files/2020/11/a34fc914-6cdd-4fd6-8773-502017da4334_taluka%20category.pdf) 6 साल की अवधि के लिए प्रति वर्ष ₹ 30,00,000 की अधिकतम राशि के साथ सावधि ऋण पर 7 प्रतिशत (https://indextb.com/files/2020/11/a34fc914-6cdd-4fd6-8773-502017da4334_taluka%20category.pdf) (https://indextb.com/files/2020/11/a34fc914-6cdd-4fd6-8773-502017da4334_taluka%20category.pdf) और नगर निगम क्षेत्र 6 साल की अवधि के लिए प्रति वर्ष ₹ 25,00,000 की अधिकतम राशि के साथ सावधि ऋण पर 5 साल की अवधि के लिए प्रति वर्ष अतिरिक्त अनुदानः
स्तर
State — Gujarat
मंत्रालय / विभाग
Industries and Mines Department
लाभ का प्रकार
other
मुख्य पात्रता
The firm must be a Micro/Small/Medium enterprise run by SC/ST entrepreneur.
अंतिम सत्यापन
18 Jun 2026

योजना का विवरण

डॉ. बाबासाहेब अम्बेडकर उद्योग उदय योजना गुजरात के उद्योग और खान विभाग द्वारा शुरू की गई एक व्यापक योजना है। इसका उद्देश्य राज्य के गतिशील एमएसएमई क्षेत्र को सशक्त बनाना है, जो रोजगार, जीडीपी और निर्यात में महत्वपूर्ण योगदान देता है। 7 अगस्त, 2020 से 6 अगस्त, 2025 तक प्रभावी, यह पहल अनुसूचित जाति/अनुसूचित जनजाति उद्यमियों का समर्थन करती है और एमएसएमई को मजबूत करती है, जिससे वे विश्व स्तर पर प्रतिस्पर्धी बन जाते हैं। घटक ब्याज सब्सिडी (सेवा क्षेत्र) के लिए सहायता सेवा क्षेत्र में सूक्ष्म उद्यमों का समर्थन करने के लिए सावधि ऋण पर ब्याज सब्सिडी प्रदान करता है।

लाभ

वित्तीय सहायता तालुका की श्रेणी प्रोत्साहन की मात्रा (https://indextb.com/files/2020/11/a34fc914-6cdd-4fd6-8773-502017da4334_taluka%20category.pdf) 7 साल की अवधि के लिए प्रति वर्ष ₹ 35,00,000 की अधिकतम राशि के साथ सावधि ऋण पर 8 प्रतिशत (https://indextb.com/files/2020/11/a34fc914-6cdd-4fd6-8773-502017da4334_taluka%20category.pdf) 6 साल की अवधि के लिए प्रति वर्ष ₹ 30,00,000 की अधिकतम राशि के साथ सावधि ऋण पर 7 प्रतिशत (https://indextb.com/files/2020/11/a34fc914-6cdd-4fd6-8773-502017da4334_taluka%20category.pdf) (https://indextb.com/files/2020/11/a34fc914-6cdd-4fd6-8773-502017da4334_taluka%20category.pdf) और नगर निगम क्षेत्र 6 साल की अवधि के लिए प्रति वर्ष ₹ 25,00,000 की अधिकतम राशि के साथ सावधि ऋण पर 5 साल की अवधि के लिए प्रति वर्ष अतिरिक्त अनुदानः

पात्रता

  • फर्म अनुसूचित जाति/अनुसूचित जनजाति उद्यमी द्वारा संचालित एक सूक्ष्म/लघु/मध्यम उद्यम होना चाहिए।-उद्यम एक विनिर्माण उद्यम होना चाहिए।-सेवा क्षेत्र में केवल नए एमएसएमई (अनुलग्नक ए और बी के अनुसार) //आई. सी. गुजरात. जी. ओ. वी. इन/दस्तावेज़/कमोंडोक/2020/2-जी. आर. 02092020. पी. डी. एफ.) पात्र हैं।-उद्यम के पास नई मशीनरी, उपकरण, या फर्नीचर/फिक्स्चर के लिए स्वीकृत सावधि ऋण होना चाहिए।-ऋण वाणिज्यिक उत्पादन शुरू होने से एक साल के भीतर स्वीकृत किया जाना चाहिए।-उद्यमों के पास उचित कर और व्यावसायिक पंजीकरण होना चाहिए। जीटी; * * नोटः एससी/एसटी उद्यमः अनुसूचित जाति/अनुसूचित जनजाति उद्यम का अर्थ है वह उद्यम जिसमें अनुसूचित जाति/अनुसूचित जनजाति उद्यमियों का योगदान 51 प्रतिशत या उससे अधिक है।
क्षेत्र: Gujaratलाभ: other

आवश्यक दस्तावेज़

  • Printed copy of the application along with declaration and undertaking in the application form signed by an authorized person, including their designation and name with the enterprise's stamp.
  • Copy of acknowledgment of Udyog Aadhaar / Udyam Registration.
  • Copy of term loan sanction letter.
  • Copy of term loan account statement / bank certification of first disbursement certificate.
  • Copy of the constitution of the enterprise (registered partnership deed for partnerships).
  • Copy of DPR of the enterprise (for projects up to ₹5 crores); for projects above ₹5 crores, DIC will ask for a bank appraisal report.
  • Shop & Establishment Certificate (for service sector enterprises in municipal corporations).
  • Copy of GST registration (if applicable).
  • Copy of PAN card of the enterprise.
  • Copy of ITR for the last financial year showing plant & machinery value (new enterprises must submit a self-declaration for the first time).
  • Copy of birth certificate/school leaving certificate (for entrepreneurs under 35 years as of the bank loan sanction date).
  • Copy of caste certificate from a competent authority.
  • Copy of certificate for differently abled persons from a competent authority.
  • Copy of CTE issued by the GPCB (if applicable).
  • Self-certified/certified copy of documents such as 7/12 Utara, Namuna 6, copy of index, property card, etc. (any one).
  • NA permission (if applicable).
  • Copy of notarized rent deed (agreement) with the owner's proof/affidavit for ownership of land/property.
  • Copy of lease deed (agreement) with the owner's proof of ownership of land/property.
  • Copy of the property tax receipt (for service activities).
  • Board resolution for signing authority (in case of partnerships, LLPs, Pvt. Ltd., or Limited Companies).
  • Declaration and undertaking regarding other investments in Gujarat.
  • Annexure of the balance sheet showing the gross fixed capital investment of the previous financial year.
  • CA certificate showing the gross fixed capital investment before initiating expansion/diversification/forward or backward integration.

आवेदन कैसे करें

  1. चरण 1: Online — Step 1

    Visit the Investor Facilitation Portal (IFP) portal. Click on "New Investor Registration" to access the registration form.

  2. चरण 2: Online — Step 2

    Fill in the Registration Form. Click on "Submit".

  3. चरण 3: Online — Step 3

    Verify the E-mail ID using the link sent on your registered E-mail ID.

  4. चरण 4: Online — Step 4

    After verification, you will be registered successfully. <br> > Post-Registration Process:

  5. चरण 1: Online — Step 1

    Visit the Investor Facilitation Portal (IFP) portal. Click on "Login".

  6. चरण 2: Online — Step 2

    Enter the email address and password you used during registration.

  7. चरण 3: Online — Step 3

    Click the "Login" button to access your account.

  8. चरण 4: Online — Step 4

    Now fill in the required details and mandatory documents about your business to complete the application process. <br> > Helpdesk: Contact

FAQ

What is the "Dr. Babasaheb Ambedkar Udyog Uday Yojana"?

It is a special scheme introduced under the Industrial Policy 2020 to provide financial assistance and support to Scheduled Caste (SC) and Scheduled Tribe (ST) entrepreneurs in the MSME sector.

What sectors are prioritized under the Industrial Policy 2020?

The policy prioritizes industries such as Auto and Auto Components, Chemicals and Petrochemicals, Pharmaceuticals, Cement, Textiles, Engineering, Gems and Jewellery, and Ceramics.

How does the scheme promote export competitiveness?

The scheme emphasizes "Vocal for Local to become Global," strengthening integrated value chains and encouraging MSMEs to enhance their export potential.

What is the duration of the scheme?

The scheme is effective from August 7, 2020, and will remain in operation until August 6, 2025.

Who is eligible to apply for the interest subsidy scheme?

Only new MSMEs in the service sector, as listed in Annexure A and B, are eligible to apply for the interest subsidy scheme.

What type of expenses are covered under the subsidy?

The subsidy covers interest on term loans taken for new machinery, equipment, and furniture/fixtures, excluding land and building.

What is the maximum subsidy amount an enterprise can receive?

The maximum subsidy amount depends on the Taluka category: Category I: Up to [?]35,00,000/- per annum for 7 years. Category II: Up to [?]30,00,000/- per annum for 6 years. Category III & Municipal Corporation Areas: Up to [?]25,00,000/- per annum for 5 years.

Is there any additional benefit for startups?

Yes, registered startups in the service sector with Udyam/MSME registration receive an additional 1% interest subsidy.

Can an enterprise apply for the subsidy if it has already started commercial production?

No, the application must be submitted within one year from the date of loan disbursement or before the commencement of commercial production, whichever is later.

Can an enterprise avail of subsidies from both the Central and State Government?

Yes, an enterprise can avail of both subsidies; however, the total subsidy amount from both sources cannot exceed the total interest paid to the bank or financial institution.

What happens if an enterprise defaults on loan repayment?

If an enterprise defaults on loan repayment as per RBI guidelines, the interest subsidy will not be provided for the default period.

Is there any penalty for late submission of the application?

Yes, late applications will be considered with deductions for the late period from the maximum permissible subsidy.

Is MSME/Udyam registration mandatory for availing the subsidy?

Yes, an enterprise must have MSME/Udyam registration to be eligible for the interest subsidy scheme.

Can an existing business apply for this scheme?

No, only new MSMEs in the service sector are eligible to apply under this scheme.

Will the interest subsidy cover penal interest or other bank charges?

No, the interest subsidy will only cover the standard interest on the term loan and will not include penal interest or any additional bank charges.

When will the subsidy amount be reimbursed?

The subsidy will be reimbursed only after the enterprise has commenced commercial production or started providing services.

Sources & References

Ready to apply?

Applications are accepted only on the official government portal.

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