Big Loan Scheme

Big Loan Scheme क्या है?

"Big Loan Scheme" aims to provide term loans up to ₹5,00,000/- for income-generating activities to eligible applicants from specific targets groups like SC, OBC, Minorities, Safai Karamcharis, and PwDs. The scheme is implemented by DSFDC in collaboration with National Apex Corporations.

लाभ

₹ 5,00,000 तक का सावधि ऋण-मामले-दर-मामले के आधार पर आकांक्षी आवेदकों/लाभार्थियों द्वारा मांगी गई कुल परियोजना लागत/ऋण के एक हिस्से के रूप में

स्तर

State — Delhi

मंत्रालय / विभाग

Social Welfare Department

लाभ का प्रकार

other

मुख्य पात्रता

The applicant should be a permanent resident of Delhi.

अंतिम सत्यापन

18 Jun 2026

योजना का विवरण

लाभ

पात्रता

• आवेदक दिल्ली का स्थायी निवासी होना चाहिए।-आवेदक की आयु 18 से 50 वर्ष के बीच होनी चाहिए।-आवेदक निम्नलिखित लक्षित समूहों में से एक होना चाहिए-अनुसूचित जाति, अन्य पिछड़ा वर्ग, अल्पसंख्यक, सफाई कर्मचारी और विकलांग व्यक्ति।-अनुसूचित जाति, अन्य पिछड़े वर्ग और अल्पसंख्यक श्रेणियों के तहत आवेदक की वार्षिक पारिवारिक आय ₹ 1,20,000 प्रति वर्ष से अधिक नहीं होनी चाहिए।-अल्पसंख्यक श्रेणी की मलाईदार परत के लिए, अधिकतम आय सीमा ₹ 6,00,000 प्रति वर्ष है।-विकलांग व्यक्तियों और सफाई कर्मचारी श्रेणियों के तहत आय की कोई सीमा नहीं है।-आवेदक को DSFDC की किसी भी योजना के तहत चूककर्ता घोषित नहीं किया जाना चाहिए था। .. हालांकि विनिर्माण इकाइयों के लिए कार्यस्थल स्वीकृत औद्योगिक क्षेत्र में होना चाहिए।

आवश्यक दस्तावेज़

• ✓ > Pre-Sanction/With Application
• ✓ 5 Passport Size Photographs.
• ✓ Copy of Scheduled Castes/Scheduled Tribes/Other Backward Classes/Persons with Disabilities Certificate (In Case of Minority, an Affidavit Declaring the Applicant Belongs to a Particular Minority Community).
• ✓ Copy of Aadhaar Card as Proof of Identity and Residence.
• ✓ Copy of Age Proof.
• ✓ Income Certificate Issued by Sub-Divisional Magistrate (SDM) of the Concerned Area (For Scheduled Castes, Other Backward Classes, and Minorities).
• ✓ Affidavit Declaring Not Availed Any Loan from Any Bank/Financial Institution.
• ✓ No Objection Certificate/Rent Agreement in Respect of Working Place with Ownership Proof (The Workplace Should Be in a Conforming Area/Industrial Area).
• ✓ Proof of Technical Knowledge and Experience for the Project.
• ✓ Project Report and Five-Year Projections of Estimated Profit-Loss Statement Duly Attested by a Chartered Accountant.
• ✓ Industrial License Issued by the Government of Delhi (In Case of Industrial Unit).
• ✓ Small Scale Industry (SSI) Registration Certificate (In Case of Manufacturing Unit).
• ✓ Pollution Under Control (PUC) Certificate (In Case of Manufacturing Unit).
• ✓ Proforma Invoice/Quotations of the Machinery and Equipment to Be Installed.
• ✓ Photographs of the Workplace (Along with the Applicant) from Different Angles Showing Its Location and Area.
• ✓ Processing Fee of ₹350/- in Favour of DSFDC.
• ✓ Affidavit for Personal Guarantee.
• ✓ Affidavit for Legal Heir of the Applicant.
• ✓ Copy of Legal Heir’s ID and One Passport Size Latest Photograph.
• ✓ Bonafide Disability Certificate Issued by a Government Hospital (For Availing Loan Under Persons with Disabilities Category, the Disability Should Not Be Less Than 40%).
• ✓ For Safai Karamchari Category, the Following Persons Are Considered Eligible:
• ✓ Scavengers/Safai Karamcharis and Their Dependents Duly Identified Under the National Scheme for Liberation and Rehabilitation of Scavengers (NSLRS) Through a Survey.
• ✓ Registered Co-operative Societies of Safai Karamcharis.
• ✓ Legally Constituted Association/Firm Promoted by the Target Groups.
• ✓ Persons Who Produce a Certificate from Local Revenue Officer/Local Municipal Officer/Cantonment Executive Officer/Railway Officer, Head of the Government Departments (i.e., Schools, Colleges, Forest, Health, Education, Animal Husbandry) Having Rank Not Less Than Gazetted Officer, Elected Members of Municipal Body, Pradhan of Gram Panchayats, and Regional Managers of Regional Rural Banks (RRBs)/Nationalized Banks.
• ✓ > Post-Sanction
• ✓ Guarantor(s) Passport Size Photographs (04).
• ✓ Guarantor(s) Undertaking/Details.
• ✓ Latest Pay Slip.
• ✓ Copy of Office ID Card.
• ✓ Copy of Ration Card/Voter ID/Aadhaar Card.
• ✓ Copy of Guarantor(s) Age Proof.
• ✓ Guarantor(s) Affidavit.
• ✓ 05 Post-Dated Cheques (PDCs) of Guarantor(s).
• ✓ Electronic Clearing Service (ECS) Mandate Form in the Prescribed Format.
• ✓ ID Proof of Two Local Witnesses Along with Their Physical Presence at the Time of Signing of Deeds.
• ✓ Copies of Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) to Be Submitted by the Applicant.
• ✓ Group Photographs with Applicant, Guarantor(s), and Witnesses Along with the Scheme In-Charge and Dealing Assistant.

आवेदन कैसे करें

1. चरण 1: Offline — Step 1

   Obtain the prescribed format of the application form from the DSFDC Head Office (Rohini) or Branch Offices (Rajpur Road, Nand Nagari, and Mangol Puri) or download the prescribed format of the application form from the official website.

2. चरण 2: Offline — Step 2

   Take print of the form. Fill in all the mandatory fields completely and accurately, paste the passport-sized photograph, and attach copies of all the mandatory documents (self-attest, if required).

3. चरण 3: Offline — Step 3

   Submit the duly filled and signed application form along with the documents to the nearest DSFDC office. Pay the processing fee of ₹350/-. Review, Approval and Loan Sanction Once your application is reviewed and approved, DSFDC will issue a Letter of Intent, and the loan will be disbursed subject to the completion of all formalities. You will be required to submit post-sanction documents, including guarantor details, photographs, and other required affidavits and proofs. After all formalities are completed, the loan amount will be disbursed to your account.

FAQ

Sources & References

• Official scheme website ↗
• Application Form ↗
• View on myScheme (Government of India) ↗
• Information is summarised from official government sources. Verify all details on the official website before applying.