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District Central Cooperative Banks and through its Branches: For Professional Loan to Doctors, Engineers and Self Employed Professional

This scheme provides professional loans to doctors, engineers, and self-employed professionals through District Central Cooperative Banks. The maximum loan amount is ₹10,00,000 at an interest rate of 13% (subject to change).

Ministry / Department
Co-operation, Food and Consumer Protection Department
Level
State
Benefit type
other
Last verified: 18 Jun 2026

District Central Cooperative Banks and through its Branches: For Professional Loan to Doctors, Engineers and Self Employed Professional क्या है?

This scheme provides professional loans to doctors, engineers, and self-employed professionals through District Central Cooperative Banks. The maximum loan amount is ₹10,00,000 at an interest rate of 13% (subject to change).

लाभ
• * * ऋण तक पहुँचः * * ₹ 10,00,000 - ब्याज दरः * * 13 प्रतिशत (परिवर्तन के अधीन)।
स्तर
State — Tamil Nadu
मंत्रालय / विभाग
Co-operation, Food and Consumer Protection Department
लाभ का प्रकार
other
मुख्य पात्रता
The beneficiary should be a Doctor/ Engineer/ Self-Employed Professional.
अंतिम सत्यापन
18 Jun 2026

योजना का विवरण

जिला केंद्रीय सहकारी बैंक और अपनी शाखाओं के माध्यम सेः डॉक्टरों, इंजीनियरों और स्व-नियोजित पेशेवरों को व्यावसायिक ऋण के लिए, खाद्य और उपभोक्ता संरक्षण विभाग, तमिलनाडु द्वारा शुरू की गई योजना, डॉक्टरों, इंजीनियरों और स्व-नियोजित व्यक्तियों जैसे पेशेवरों को उनकी व्यावसायिक गतिविधियों का विस्तार करने या बढ़ाने में मदद करने के लिए वित्तीय सहायता प्रदान करती है। आवेदक 13 प्रतिशत की प्रतिस्पर्धी ब्याज दर पर ऋण के रूप में ₹ 10,00,000 तक प्राप्त कर सकते हैं। & प्रा. & प्रा. & प्रा.;

लाभ

* * ऋण तक पहुँचः * * ₹ 10,00,000 - ब्याज दरः * * 13 प्रतिशत (परिवर्तन के अधीन)।

पात्रता

  • लाभार्थी डॉक्टर/इंजीनियर/स्व-नियोजित पेशेवर होना चाहिए। 1. लाभार्थी तमिलनाडु का निवासी होना चाहिए। 1. ऋण केवल व्यावसायिक उद्देश्यों के लिए लागू होना चाहिए।
क्षेत्र: Tamil Naduलाभ: other

आवश्यक दस्तावेज़

  • Identity proof (Aadhaar, PAN card, etc.).
  • Address proof.
  • Proof of professional qualification/ Self-Employment.
  • Any other documents (if required).
  • <br>

आवेदन कैसे करें

  1. चरण 1: Offline — Step 1

    The interested applicant should collect the application form from the District Central Cooperative Banks or its branches.

  2. चरण 2: Offline — Step 2

    In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).

  3. चरण 3: Offline — Step 3

    Submit the duly filled and signed application form along with the documents to the concerned authority..

  4. चरण 4: Offline — Step 4

    Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).

FAQ

What is the objective of this scheme?

This scheme provides professional loans to doctors, engineers, and self-employed professionals through District Central Cooperative Banks. The maximum loan amount is [?]10,00,000 at an interest rate of 13% (subject to change).

Who is eligible for the loan?

Doctors, engineers, and self-employed professionals are eligible to apply for this loan.

What is the maximum loan amount that can be availed?

The maximum loan amount under this scheme is [?]10,00,000/-.

What is the applicable interest rate for the loan?

The loan is offered at an interest rate of 13%, although this is subject to change.

What documents are required to apply for the loan?

Applicants must submit identity proof, professional qualification certificates, and other supporting documents if required.

Is there an age limit for applying to this scheme?

No specific age restrictions have been mentioned for this loan.

How can one apply for the loan?

Applications can be submitted through District Central Cooperative Banks and their respective branches.

For what purposes can the loan be used?

The loan is intended for professional growth, including investment in tools, technology, or other professional needs.

Are there any community-based restrictions on eligibility?

No, the loan is available to all residents of the state regardless of community.

Is collateral required to secure the loan?

Collateral requirements depend on the policies of the respective bank, and applicants should inquire directly at the bank.

Is there a validity period for this loan scheme?

No specific validity period is mentioned for the scheme, but it is subject to bank policies.

Sources & References

Ready to apply?

Applications are accepted only on the official government portal.

Open Official Website

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