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Direct Finance Scheme by NSFDC (GSCDC)

Under this scheme, loans are offered at a low interest rate, ranging from 1% to 5%, specifically for self-employment to scheduled caste (SC) individuals.

Ministry / Department
Social Justice and Empowerment Department
Level
State
Benefit type
other
Last verified: 18 Jun 2026

Direct Finance Scheme by NSFDC (GSCDC) क्या है?

Under this scheme, loans are offered at a low interest rate, ranging from 1% to 5%, specifically for self-employment to scheduled caste (SC) individuals.

लाभ
• अनुसूचित जाति के व्यक्ति को केवल 1 प्रतिशत से 5 प्रतिशत की कम ब्याज दर पर स्व-रोजगार के लिए ऋण प्रदान करें
स्तर
State — Gujarat
मंत्रालय / विभाग
Social Justice and Empowerment Department
लाभ का प्रकार
other
मुख्य पात्रता
The applicant must be a resident of Gujarat.
अंतिम सत्यापन
18 Jun 2026

योजना का विवरण

"एन. एस. एफ. डी. सी. (जी. एस. सी. डी. सी.) द्वारा प्रत्यक्ष वित्त योजना" योजना गुजरात सरकार के सामाजिक न्याय और अधिकारिता विभाग द्वारा शुरू की गई थी। इस योजना का उद्देश्य अनुसूचित जाति के व्यक्तियों को स्व-रोजगार के अवसरों के लिए रियायती ऋण सुविधाएं प्रदान करना है। इस योजना के तहत, 1 प्रतिशत से 5 प्रतिशत तक की रियायती ब्याज दरों पर ऋण प्रदान किए जाते हैं, जिससे लाभार्थी अपना आय-सृजन उद्यम शुरू कर सकते हैं

लाभ

अनुसूचित जाति के व्यक्ति को केवल 1 प्रतिशत से 5 प्रतिशत की कम ब्याज दर पर स्व-रोजगार के लिए ऋण प्रदान करें

पात्रता

  • आवेदक गुजरात का निवासी होना चाहिए। 1. आवेदक अनुसूचित जाति (एससी) समुदाय से होना चाहिए। 1. आवेदक बेरोजगार होना चाहिए। 1. आवेदक की वार्षिक पारिवारिक आय ₹ 3,00,000 से अधिक नहीं होनी चाहिए
क्षेत्र: Gujaratलाभ: other

आवश्यक दस्तावेज़

  • Aadhaar Card
  • Business Address Proof
  • Certificate of Income in prescribed format as per Annexure-ll of the Resolution
  • Income Certificate
  • Passport-size Photos
  • School Leaving
  • Bank Pass Book/Cancelled Cheque
  • Caste Certificate
  • Copy of License
  • Notarized Bahedhari Patrak
  • Ration Card
  • <br>

आवेदन कैसे करें

  1. चरण 1: Online application

    > Registration Process: • Visit the Gujarat Scheduled Caste Development Corporation, Gandhinagar official website. - Click on the "New user (Register)". • Fill the registration form: Email ID, Mobile Number, Password for login, Confirm Password. • Click on the "Submit. • After successful registration, User ID and Password will be generated. > Login and Application Process: • Enter User Name, Password, and Captcha Code. • After login, schemes applicable to your caste will be displayed. • Click on the scheme you want to apply for. • Fill out the "Application Form" and upload the required documents • Click Save Application. The system will generate an Application Number. • Click Print Application. <br>

FAQ

Who is eligible for the scheme?

Scheduled Caste persons with family income up to ₹3,00,000. <br>

What is the rate of interest on loans under this scheme?

Loans are available at concessional rates between 1% to 5%. <br>

What is the purpose of the loan?

The purpose for self-employment and business ventures. <br>

Can salaried individuals apply for this scheme?

No, only unemployed SC persons seeking self-employment are eligible. <br>

What documents are required?

Aadhaar card, caste certificate, income certificate, bank details, and business-related documents. <br>

Where can I apply for this scheme?

The apply online at https://gscdconline.gujarat.gov.in/. <br>

Is there an offline application process?

No, applications are accepted only online. <br>

Is there any fee to apply?

No, the application form and services are completely free. <br>

What is Bahedhari Patrak?

A notarized surety document is required for loan sanction. <br>

Where can I get more information?

More details are available on https://sje.gujarat.gov.in/ddcw and the https://gscdconline.gujarat.gov.in/. <br>

Sources & References

Ready to apply?

Applications are accepted only on the official government portal.

Open Official Website

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