The schemes are part of the Atma Nirbhar program announced during the Budget session held in February this year. A total amount of Rs 120 crores – Rs 60 crores for each scheme has been allocated to the two concerned departments of Agriculture and Horticulture.
The schemes are part of the Atma Nirbhar program announced during the Budget session held in February this year. A total amount of Rs 120 crores – Rs 60 crores for each scheme has been allocated to the two concerned departments of Agriculture and Horticulture.
Atma Nirbhar Bagwani Yojana is an umbrella scheme wherein all the schemes are subsumed under a bank-linked credit subsidy scheme, which will have a time-bound implementation and participation from various stakeholders – Government, Bank, Project Consultants, and Progressive Farmers. The beneficiaries under the scheme will be eligible for 45% subsidy from the Government of Arunachal Pradesh, 45% bank finance, and 10% beneficiary's contribution. The beneficiary will have to provide collateral security in the shape of land/property or an acceptable guarantee for a loan amount exceeding 1.6 Lakhs in case of individuals and 10 lakhs for SHGs/FPOs. Under this scheme, the following components are included for availing a bank loan:
Arecanut
Pineapple
Avocado
Dragon Fruit
Orange
Banana
Guava
Tractor
Power Tiller
Brush Cutter
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Step 1: Offline application
The interested farmer/SHG/FPO is required to submit their duly filled application form and proposai along with a self-attested passport size photograph to the Horticulture Development Office in their respective Circle during the Office working hours to avail the scheme. > Application Form: > https://cdn.s3waas.gov.in/s3819f46e52c25763a55cc642422644317/uploads/2022/05/2022052453.pdf <br>
Atma Nirbhar Bagwani Yojana is an umbrella scheme launched by the Government of Arunachal Pradesh to promote horticulture and self-reliance through a bank-linked credit subsidy model involving government, banks, consultants, and farmers. <br>
Only residents and farmers of Arunachal Pradesh are eligible to apply. <br>
The scheme provides: 1. 45% Government Subsidy 1. 45% Bank Loan 1. 10% Beneficiary Contribution <br>
1. No collateral is required for loans up to ₹1.6 lakh (individuals) and ₹10 lakh (SHGs/FPOs). 1. For amounts above this, land/property or an acceptable guarantee must be provided. <br>
1. State Bank of India (SBI) 1. Arunachal Pradesh Rural Bank (APRB) 1. Arunachal Pradesh State Cooperative Apex Bank <br>
Eligible components include: - Fruits: Arecanut, Pineapple, Avocado, Dragon Fruit, Orange, Banana, Guava - Machinery: Tractor, Power Tiller, Brush Cutter (Apples, Kiwi, Walnut, and Persimmon are also encouraged) <br>
To encourage commercial horticulture, increase farmer income, reduce dependency on external markets, and improve local production. <br>
The application process is offline. Applicants must submit their forms to the District Horticulture Office. <br>
No. According to the government, land documents like LPC (Land Possession Certificate) are not mandatory for availing the loan. <br>
Yes. Self Help Groups (SHGs) and Farmer Producer Organizations (FPOs) can apply, and have a higher limit for collateral-free loans up to ₹10 lakh. <br>
Yes, the scheme is time-bound and implemented in a phased manner across districts with deadlines for each financial year. <br>
The scheme involves multiple stakeholders, including the government, banks, project consultants, and progressive farmers for guidance and execution. <br>
Applications are accepted only on the official government portal.
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