Free medical treatment up to Rs. 5 lakh per year
Free medical treatment up to Rs. 5 lakh per year
The Chief Minister Comprehensive Health Insurance Scheme, formerly known as Kalaingar Kaappittu Thittam, was launched on 23rd July 2009, with the objective of providing quality healthcare to eligible individuals through empanelled government and private hospitals, thereby reducing financial hardship for enrolled families and moving towards universal health coverage by effectively linking with the public health system.
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From January 2022 to 2027, the scheme is being implemented through United India Insurance Company. As of January 2022, the scheme covers around 1.37 crore families. A total of 1090 procedures, 8 follow-up procedures, and 52 diagnostic procedures are covered under CMCHIS in 800 government and 900 private empanelled hospitals.
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The scheme aims to provide cashless hospitalization for specific ailments/procedures and provides coverage up to Rs. 5,00,000/- per family, per year on a floater basis for the ailments and procedures covered under the scheme. The CMCHIS is a significant step towards ensuring that vulnerable sections of society receive adequate healthcare without suffering financial distress, while simultaneously promoting access to quality medical care.
Extensive Coverage for Medical Emergencies: The Chief Minister Comprehensive Health Insurance Scheme is designed to provide financial support to families who are not financially equipped to handle medical emergencies due to the high costs of healthcare treatments in India. The scheme offers access to high-end medical treatments without the worry of incurring a significant financial burdens.
Large Network of Hospitals: One of the significant advantages of the Chief Minister Comprehensive Health Insurance Scheme is that it has a vast network of hospitals that are empanelled to provide medical treatment. This ensures that beneficiaries can access medical facilities quickly, even in remote areas.
Comprehensive Coverage for Multiple Treatments: The scheme provides coverage for numerous treatments, thereby reducing the likelihood of beneficiaries having to pay for medical treatments from their pocket. This ensures that beneficiaries can avail of any treatment covered under the policy free of cost, making healthcare more affordable.
High Sum Insured: The Chief Minister Comprehensive Health Insurance Scheme provides high coverage of up to Rs. 5 lahks per family for each policy year. This amount is sufficient to avail of most minor healthcare treatments, and it provides significant relief to families who cannot afford healthcare expenses.
Coverage for Additional Medical Procedures: Unlike typical health insurance policies, the Chief Minister Comprehensive Health Insurance Scheme also
Step 1: Offline application — step 1
Step 1: Obtain an income certificate from the Village Administrative Officer or Revenue authorities.
Step 2: Offline application — step 3
Step 2: Gather all the necessary documents such as Aadhar card, ration card, and income certificate and proceed to the enrollment center.
Step 3: Offline application — step 5
Step 3: Present your documents to the kiosk operator for verification.
Step 4: Offline application — step 7
Step 4: Provide your biometric details such as fingerprints, photograph, and eye scan.
Step 5: Offline application — step 9
Step 5: Your details will be verified and the e-card will be issued to you.
The following members of a family with an annual income of less than 1.2 lakhs rupees can enrol under the scheme:>Head of the family>Legal spouse>Children of the eligible person>Dependant parents
Yes, you can file a claim online on the official website of the Tamil Nadu Chief Minister's by entering the User ID and Password provided to you.
The children of the eligible individual are covered under this policy until they reach the age of 25 years, get employed or get married, whichever comes first.
No, only cashless claims can be availed at an empanelled hospital. This is to reduce the financial burden on the beneficiary of the health insurance plan.
If the head of the family is not present at the time of enrollment, the spouse is considered as the head. The enrollment process is still carried out for all family members present.
Yes, various types of dental treatments are covered under CMCHIS. Dental procedures come under outpatient treatments
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Applications are accepted only on the official government portal.
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