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CHIEF MINISTER EMPLOYMENT GENERATION PROGRAMME (CMEGP)

Government of Maharashtra has approved the introduction of a new credit linked subsidy program called Chief Minister Employment Generation Program(CMEGP) for generation of employment opportunities through establishment of Micro & Small Enterprises in rural as well as urban areas in state.

Ministry / Department
Industries Department
Level
State
Benefit type
other
Last verified: 18 Jun 2026

What is CHIEF MINISTER EMPLOYMENT GENERATION PROGRAMME (CMEGP)?

Government of Maharashtra has approved the introduction of a new credit linked subsidy program called Chief Minister Employment Generation Program(CMEGP) for generation of employment opportunities through establishment of Micro & Small Enterprises in rural as well as urban areas in state.

Benefit
<br> Categories of beneficiaries under CMEGPBeneficiary’s Contribution (of project cost)Rate of subsidy (of project cost)Area (location of project/unit)UrbanRuralGeneral Category10%15%25%Special Category (includes SC / ST /Women/ Ex- servicemen / differently abled/VJNT/OBC/Minority)5%25%35%<br>
Level
State — Maharashtra
Ministry / Dept.
Industries Department
Benefit type
other
Key eligibility
1)The Age of the applicant should be between 18 to 45. For Special category (including SC/ST/Women/ Ex-servicemen/Differently abled) age is relaxed by 5 years.
Last verified
18 Jun 2026

Overview

Scheme launched by GR शासन निर्णय क्र. योजना-२०१९/प्र.क्र.१२१/उद्योग ७ dated on 01.08.2019 Scheme will be implemented and monitored by Directorate of Industries (DOI), under the administrative control of Industries Department, Government of Maharashtra. The Scheme will be implemented through District Industries Canters (DICs), Maharashtra State Khadi and Village Industries Boards (KVIB) under the control of Directorate of Industries and also by banks.

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The maximum cost of the project/unit admissible under manufacturing sector is Rs.50 lakh.

The maximum cost of the project/unit admissible under service, Agro-based/ Primary Agro processing sector, E-vehicle based goods transport and other businesses, single brand service ventures (single brand-based chains, mobile service ventures) is Rs.20 lakhs.

Beneficiary’s Contribution in the project cost will be 5% to 10 % as per the Categories of Beneficiaries under CMEGP scheme and balance amount of the total project cost will be provided by Banks as term loan.

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Benefits

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Categories of beneficiaries under CMEGPBeneficiary’s Contribution (of project cost)Rate of subsidy (of project cost)Area (location of project/unit)UrbanRuralGeneral Category10%15%25%Special Category (includes SC / ST /Women/ Ex- servicemen / differently abled/VJNT/OBC/Minority)5%25%35%<br>

Eligibility

  • 1)The Age of the applicant should be between 18 to 45. For Special category (including SC/ST/Women/ Ex-servicemen/Differently abled) age is relaxed by 5 years.
  • 2)The Occupation of the applicant should be unemployed youth, Youth willing to establish new ventures.
  • 3)The Annual Income of the Applicant/Family/Parent/Guardian should No criteria LPA
  • 4)The Gender of the applicant should be Male and Female
  • 5)The Marital Status of the applicant should be for all
  • 6)The Educational Qualification of the applicant should be minimum 7th standard pass for project/unit above Rs. 10 lac and for project/units above Rs.25 lac the required educational criterion for the applicant is minimum 10th standard pass.
  • <br>
Area: MaharashtraBenefit: other

Documents Required

  • Passport size photo
  • Aadhar card
  • Domicile certificate
  • Educational cetifiacate
  • Undertaking form
  • Project profile
  • Caste certificate(If applicable)
  • Special categary certificate(If applicable)
  • Pan card
  • Populatuion certificate (Only for rural applicant)
  • Clearance /approved certificate (bank)(If Working capital is zero for project cost more than 5 lac)
  • <br>

How to Apply

  1. Step 1: Online — Step 01

    Fill online application on portal https://maha-cmegp.gov.in <br>

  2. Step 2: Online — Step 02

    District level Scrutiny and Coordination Sub-Committee (DLSCC) constituted under the Chairmanship of respective GM, DICs will scrutinize the applications and prepare a primary list of eligible applicants. <br>

  3. Step 3: Online — Step 03

    primary eligible applicants list will be approved by DLTFC and then forwarded to bank. <br>

  4. Step 4: Online — Step 04

    Bank Sanctioning & Entrepreneurship Development Programme (EDP) training & Disbursment <br>

  5. Step 5: Online — Step 05

    Subsidy claim by Bank to GM <br>

  6. Step 6: Online — Step 06

    Approval of claim by HO and disbursement of margin money viz. nodal bank <br>

  7. Step 7: Online — Step 07

    completion of three successful years of activity and following the timely repayment schedule as informed by the bank, the margin money in the form of grant-in-aid will be re-appropriated in the applicant’s loan account after confirmation / necessary validation from GM, DIC. <br>

FAQ

What is maximum project cost allowed under CMEGP?

Rs.50.00 lakhs for manufacturing unit and Rs.20.00 lakhs for Service Unit.

Who are the beneficiaries?

Individual Entrepreneurs and SHG's.

What is Age limit ?

Any individuals between 18 to 45 years of age. For special category age is relaxed by 5 years.

What is the definition of family ?

Self and Spouse.

Whether Unit can be set up in urban Area.?

Yes, through Implementing Agencies.

What are the main criteria of project?

It should fulfill the criteria of rural area (for Rural Area project), own contribution, negative list and the unit should be new one.

What is lock in period for Govt. Subsidy?

3 years.

Which are the financial agencies?

All Public Sector Banks, Regional Rural Banks (RRB), Co-operative Banks, Private Scheduled Commercial Banks regulated by RBI and approved by SLMC of concern State.

Where does the beneficiary has to submit his/her application/ Project?

Beneficiary can submit his/her application/Project online on CMEGP website. https://maha-cmegp.gov.in /homepage

Sources & References

  • Official scheme website ↗
  • Information is summarised from official government sources. Verify all details on the official website before applying.

Ready to apply?

Applications are accepted only on the official government portal.

Open Official Website

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