Yozni.Login
Biharskills-employment

Bihar State Journalist Insurance Scheme

The Bihar State Journalist Insurance Scheme, 2014, is launched by the Information & Public Relations Department, Government of Bihar. It aims to provide financial benefits & facilities under a group mediclaim & personal accident insurance scheme to working media representatives in the state of Bihar

Ministry / Department
Information and Public Relations Department Department
Level
State
Benefit type
other
Last verified: 18 Jun 2026

Bihar State Journalist Insurance Scheme क्या है?

The Bihar State Journalist Insurance Scheme, 2014, is launched by the Information & Public Relations Department, Government of Bihar. It aims to provide financial benefits & facilities under a group mediclaim & personal accident insurance scheme to working media representatives in the state of Bihar

लाभ
• बीमित और उनके आश्रितों के लिए ₹ 5,00,000-- तक का व्यक्तिगत दुर्घटना बीमा कवरेज-₹ 5,00,000 तक का चिकित्सा व्यय कवरेज। * * नोटः मीडिया प्रतिनिधि प्रीमियम का 20 प्रतिशत योगदान करते हैं, जबकि शेष 80 प्रतिशत सरकार द्वारा कवर किया जाता है
स्तर
State — Bihar
मंत्रालय / विभाग
Information and Public Relations Department Department
लाभ का प्रकार
other
मुख्य पात्रता
The applicant should be a journalist/media representative.
अंतिम सत्यापन
18 Jun 2026

योजना का विवरण

बिहार राज्य पत्रकार बीमा योजना, 2014 बिहार सरकार के सूचना और जनसंपर्क विभाग द्वारा शुरू की गई थी। इस योजना का उद्देश्य कार्यशील मीडिया प्रतिनिधियों को एक समूह मेडिक्लेम और व्यक्तिगत दुर्घटना बीमा योजना के तहत ₹ 5,00,000-और सुविधाओं का वित्तीय लाभ प्रदान करना है। इस योजना के तहत मीडिया प्रतिनिधि के जीवनसाथी और दो आश्रित बच्चों को इस बीमा योजना में शामिल किया जाएगा। बीमा अवधिः यह बीमा वार्षिक नवीकरण के प्रावधानों के साथ एक वर्ष के लिए वैध है। & प्रा. & प्रा. & प्रा.;

लाभ

बीमित और उनके आश्रितों के लिए ₹ 5,00,000-- तक का व्यक्तिगत दुर्घटना बीमा कवरेज-₹ 5,00,000 तक का चिकित्सा व्यय कवरेज। * * नोटः मीडिया प्रतिनिधि प्रीमियम का 20 प्रतिशत योगदान करते हैं, जबकि शेष 80 प्रतिशत सरकार द्वारा कवर किया जाता है

पात्रता

  • आवेदक को एक पत्रकार/मीडिया प्रतिनिधि होना चाहिए। 1. स्वतंत्र पत्रकारों के पास एक वैध प्रेस मान्यता पत्र होना चाहिए। 1. आवेदक के पास पत्रकारिता में कम से कम 5 साल का कार्य अनुभव होना चाहिए। 1. मीडिया प्रतिनिधि की आयु 21-70 वर्षों के बीच है। 1. मीडिया प्रतिनिधि बिहार में रहना और काम करना चाहिए। 1. मीडिया प्रतिनिधि शैक्षणिक योग्यता मैट्रिक या बीमा के लिए समकक्ष होनी चाहिए। 1. मीडिया प्रतिनिधि को समाचार पत्रों, पत्रिकाओं, समाचार एजेंसियों, इलेक्ट्रॉनिक मीडिया और स्वतंत्र पत्रकारों के 50 प्रतिशत समाचार या टिप्पणियों को वैध प्रेस मान्यता के साथ कवर करना चाहिए। 1. मीडिया प्रतिनिधि के जीवनसाथी और दो आश्रित बच्चे इस बीमा योजना में शामिल हैं। 1. मीडिया प्रतिनिधि के बेटे की आयु 23 वर्ष (या किसी भी प्रामाणिक संस्थान में अध्ययन करने पर 25 वर्ष) तक है, और बेटी को शादी तक कवर किया जाएगा। 1. एक निजी समाचार चैनल से संबद्ध एक मीडिया प्रतिनिधि को यह सुनिश्चित करना चाहिए कि चैनल का प्रसारण राज्य के कम से कम 20 जिलों तक पहुंचे।
क्षेत्र: Biharलाभ: other

आवश्यक दस्तावेज़

  • Five Passport-size Photograph.
  • Appointment/Affiliation letter (issued by editor/ bureau chief in favour of media representative salaried, full-time/part-time).
  • Birth Certificate (Countersigned by editor/ resident editor/employer/ Bureau Chief).
  • Photocopy of Registration Number of the Institution.
  • Other Mediclaim Policy Document (if taken).
  • Proof of Media Organization Registration.
  • Work Experience Certificate (issued by editor/resident editor/employer/ Bureau Chief).
  • Press Accreditation Card (issued by Information and Public Relations Department, Government of Bihar).
  • Proof of Circulation for Media Organizations.
  • Crossed/Cancelled Cheque (for the information of ECS facility, MICR and IFSC code).
  • Premium Contribution Receipt.
  • Affidavit regarding Criminal/Civil matters.
  • Declaration of Nominee.

आवेदन कैसे करें

  1. चरण 1: Offline — Step 1

    The interested applicant can download the application form from the official website.

  2. चरण 2: Offline — Step 2

    In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).

  3. चरण 3: Offline — Step 3

    Submit the duly filled and signed application form along with the documents to the District Public Relation Officer.

  4. चरण 4: Offline — Step 4

    Request a receipt or acknowledgment from the District Public Relation Officer to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable). <br> > Claim Process:

  5. चरण 1: Offline — Step 1

    Claims for accidents or treatment must be reported to the insurance company and IPRD within seven days.

  6. चरण 2: Offline — Step 2

    Submit required documents, including medical reports and accident details.

FAQ

What benefits are provided under the scheme?

Personal accident insurance up to [?]5 lakhs and medical expense coverage up to [?]5 lakhs for the insured and dependents.

What is the contribution ratio for the premium?

The government covers 80% of the premium, while the media representative contributes 20%.

How long is the insurance valid?

The insurance is valid for one year with an option for annual renewal.

What is the age limit for dependent children?

Sons up to 23 years (or 25 if studying) and daughters until marriage.

Are pre-existing conditions covered?

Yes, declared and undeclared diseases are covered with no waiting period.

What happens if a media representative leaves their organization?

The editor/resident editor/employer/Bureau Chief must inform IPRD and the insurance company immediately.

Can media representatives apply if they have other insurance?

Yes, but they must declare any other insurance or mediclaim policies in the application.

How is the insurance premium decided?

Based on quotations from government public sector insurance companies and negotiated by IPRD officials.

What is the role of the Journalist Insurance Scheme Cell?

To process and monitor applications, verify eligibility, and ensure smooth operation of the scheme.

How is the insurance amount transferred?

The insurance becomes effective once the total amount, including the media representative's share, is transferred to the insurance company's account.

How are premium payments made?

Payments are made through banker's cheque, demand draft, or electronic transfer to the designated account.

What is the process for renewing the insurance?

Renewal paperwork must be completed before the end of the current insurance period.

Are there any restrictions on the hospitals for treatment?

Treatment in hospitals tied up with the contracted insurance company is covered under the cashless facility; other treatments are reimbursed.

How can I check the status of my application?

Check the status through the IPRD website or contact the District Public Relation Officer.

Sources & References

Ready to apply?

Applications are accepted only on the official government portal.

Open Official Website

मिलती-जुलती योजनाएं

skills-employmentAndhra Pradesh

15 Days Skill Up-gradation Training

The "15 Days Skill Up-gradation Training" scheme aims to provide skill training, safety, and hygiene education for building and other construction workers registered with the Andhra Pradesh Building and Other Construction Workers Welfare Board.

banking-financial-services-and-insuranceGujarat

6% Interest Subsidy on Loans taken for Vehicle Purchase through Banks

The scheme aims to support Scheduled Tribe (ST) individuals in purchasing vehicles for self-employment purposes. Under this scheme, tribal beneficiaries availing bank loans for vehicle purchase with interest subsidy. This financial support helps reduce the repayment burden on tribal entrepreneurs.

social-welfare-empowermentMaharashtra

Aam Aadmi Bima Yojana (Maharashtra)

The "Aam Aadmi Bima Yojana" scheme is implemented by the Social Justice & Special Assistance Department, Government of Maharashtra. This Centrally Sponsored Scheme is aimed at providing insurance and scholarship benefits to landless labourers in rural areas, aged 18 to 59 years.

banking-financial-services-and-insuranceAssam

Assam Abhinandan Education Loan Subsidy Scheme

"Assam Abhinandan Education Loan Subsidy Scheme" was launched on 26 December 2019 by the Hon'ble Chief Minister of Assam. The scheme is managed by the Finance Department, Govt. of Assam. The govt. will provide a loan subsidy of up to ₹ 50,000 on education loans to students pursuing higher education.