The Bihar State Journalist Insurance Scheme, 2014, is launched by the Information & Public Relations Department, Government of Bihar. It aims to provide financial benefits & facilities under a group mediclaim & personal accident insurance scheme to working media representatives in the state of Bihar
The Bihar State Journalist Insurance Scheme, 2014, is launched by the Information & Public Relations Department, Government of Bihar. It aims to provide financial benefits & facilities under a group mediclaim & personal accident insurance scheme to working media representatives in the state of Bihar
The "Bihar State Journalist Insurance Scheme, 2014" was launched by the Information and Public Relations Department, Government of Bihar. The scheme aims to provide financial benefits of ₹5,00,000/- & facilities under a group mediclaim & personal accident insurance scheme to working media representatives. Under this scheme, spouse and two dependent children of the media representative will be included in this Insurance Scheme.
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> Insurance Period:
This insurance is valid for one year with provisions for annual renewal.
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Personal accident insurance coverage up to ₹5,00,000/-
Medical expense coverage up to ₹5,00,000/- for the insured and their dependents.
NOTE: Media representatives contribute 20% of the premium, while the remaining 80% is covered by the government.
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Step 1: Offline — Step 1
The interested applicant can download the application form from the official website.
Step 2: Offline — Step 2
In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Offline — Step 3
Submit the duly filled and signed application form along with the documents to the District Public Relation Officer.
Step 4: Offline — Step 4
Request a receipt or acknowledgment from the District Public Relation Officer to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable). <br> > Claim Process:
Step 1: Offline — Step 1
Claims for accidents or treatment must be reported to the insurance company and IPRD within seven days.
Step 2: Offline — Step 2
Submit required documents, including medical reports and accident details.
Personal accident insurance up to [?]5 lakhs and medical expense coverage up to [?]5 lakhs for the insured and dependents.
The government covers 80% of the premium, while the media representative contributes 20%.
The insurance is valid for one year with an option for annual renewal.
Sons up to 23 years (or 25 if studying) and daughters until marriage.
Yes, declared and undeclared diseases are covered with no waiting period.
The editor/resident editor/employer/Bureau Chief must inform IPRD and the insurance company immediately.
Yes, but they must declare any other insurance or mediclaim policies in the application.
Based on quotations from government public sector insurance companies and negotiated by IPRD officials.
To process and monitor applications, verify eligibility, and ensure smooth operation of the scheme.
The insurance becomes effective once the total amount, including the media representative's share, is transferred to the insurance company's account.
Payments are made through banker's cheque, demand draft, or electronic transfer to the designated account.
Renewal paperwork must be completed before the end of the current insurance period.
Treatment in hospitals tied up with the contracted insurance company is covered under the cashless facility; other treatments are reimbursed.
Check the status through the IPRD website or contact the District Public Relation Officer.
Applications are accepted only on the official government portal.
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